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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      When you open a checking account with us, select a card with...

    • Debit Cards

      Open a U.S. Bank checking account and then do any one of the...

    • Check Routing Number

      There are two ways to find your routing number in the U.S....

  3. You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver’s license, passport or state or military ID.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. U.S. Bank Safe Debit Account has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2016. Easy to open. Easy to use.

  5. Open an account in minutes with a $25 minimum opening deposit and enjoy benefits that include: Ability to earn interest 9. An automated savings option. The monthly maintenance fee is $0 for the first six months. After six months the $4 fee can be waived if the account holder: Keeps a $300 minimum daily balance 10.

  6. Mar 21, 2024 · Although the specific process varies by bank, opening a checking account generally involves these steps: Decide whether you want to open a traditional or online checking account. Gather your ...

  7. Open an account online. It’s fast and easy, typically taking only a few minutes. Plus, we use the strongest available encryption to keep your information safe. All our accounts can be opened jointly. Simply select the Joint option when applying.

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