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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      All regular account opening procedures apply. $25 minimum...

    • Check Routing Number

      You can apply for an individual bank account if you're 18...

    • Log In

      Contact Us. User Name and Passwords If you are an existing...

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  3. Open an account online. It’s fast and easy, typically taking only a few minutes. Plus, we use the strongest available encryption to keep your information safe. All our accounts can be opened jointly. Simply select the Joint option when applying.

  4. Open an account in minutes with a minimum balance of $25 and you’ll enjoy these and other benefits: The U.S. Bank Visa ® Debit Card. No overdraft fees. $0 ATM transaction fees at U.S. Bank ATMs. Non-U.S. Bank ATM transaction fees apply 2, 3. 24/7 customer service. The U.S. Bank Mobile App. Note: The $4.95 monthly maintenance fee cannot be waived.

  5. More information. If you don’t have an account with us or want to apply without logging in, follow these steps: Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR. Select Savings accounts. Then choose Start saving to begin the application process.

  6. Jul 24, 2023 · Opening a bank account online is generally easy and can take as little as 15 minutes—less time than you might need to drive to the nearest bank lobby. Here’s how. Select a banking...

  7. Nov 27, 2023 · 1. Choose the checking account. 2. Gather your personal information. 3. Fill out and submit the application. 4. Fund your account. 5. Finish setting up the account. MORE LIKE THIS Checking...

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