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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Exclusive Smart Rewards cash back deals are available to...

    • Military Banking

      About us / Community / Military banking. Military Banking...

    • Debit Cards

      Open a U.S. Bank checking account and then do any one of the...

    • Check Routing Number

      There are two ways to find your routing number in the U.S....

  3. If you don’t have an account with us or want to apply without logging in, follow these steps: Navigate to usbank.com, select Personal at the top and choose Bank accounts. Select Bank Smartly Checking Account. Then choose Open an account. OR; Select Savings accounts. Then choose Start saving to begin the application process.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  4. Everyday banking is simple and secure with mobile and online banking at U.S. Bank - View balances, transfer funds, pay bills and more. Sign up or log in to bank from virtually anywhere.

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  5. Jan 22, 2024 · Can I open a bank account online for free? Many online banks have free bank account options, which don’t have an initial deposit requirement or monthly fee.