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  2. refinance. home equity. ZIP code. Purchase price. Down payment. Credit score. 720-739. Loan term. 30-year fixed. Update Results. More Filters. Applied Filters: Good (720-739), 30-year fixed,...

    • Bountiful

      Bountiful - Compare Today’s Mortgage and Refinance Rates in...

    • Draper

      Draper - Compare Today’s Mortgage and Refinance Rates in...

    • Layton

      Layton - Compare Today’s Mortgage and Refinance Rates in...

    • Lehi

      Today’s mortgage rates in Lehi, UT are 6.740% for a 30-year...

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      Provo - Compare Today’s Mortgage and Refinance Rates in Utah...

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  3. 2 days ago · Utah mortgages averaged $360,000 as of October 2023, according to the Utah Housing Corp. If you were to borrow that much at 6.70%, your monthly principal and interest payment would be $2,323. With just a half-point increase to 7.20%, the payment jumps to $2,444. WEEKLY TRENDS AND INSIGHTS. National mortgage interest rate trends.

  4. As of Saturday, June 1, 2024, current interest rates in Utah are 7.20% for a 30-year fixed mortgage and 6.82% for a 15-year fixed mortgage. While mortgage rates have leveled off some since...

  5. The table below is updated daily with Utah refinance rates for the most common types of home loans. Compare week-over-week changes to refinance rates and APRs. The APR includes both the interest rate and the lender fees for a more realistic value comparison. Utah conforming loans. Utah government loans. Utah jumbo loans. Refinancing options in Utah

    • Utah Housing Corporation First-Time Homebuyers Assistance Program
    • Utah Housing FirstHome Loan Program
    • Chenoa Fund Down Payment Assistance Program

    Designed for first-time homebuyers purchasing new construction homes, this program offers up to $20,000. The funds can be used toward a down payment, closing costs or mortgage points. The best part is that these funds don’t have to be repaid as long as you stay in the home until you pay off the loan in full — but if you sell, refinance or transfer ...

    First-time homebuyers anywhere in Utah can apply for the FirstHome loan program, which offers down payment assistance of up to 6% of the mortgage amount. The funds can also be used toward closing costs, and will come in the form of a 30-year, fixed rate second mortgage.

    The Chenoa Fund provides down payment assistance to Utahns who want or need a “zero-down” home loan option. In fact, the program encompasses two different options — one you have to repay and one that’s forgivable — that both typically allow borrowers to cover the entire down payment amount of an FHA loan.

  6. If you already have a mortgage and are considering a refinance, get customized rates for your unique circumstances. The APRs on this page are for purchasing mortgages, which are typically similar to refinance rates. Though, refinance rates can be higher.

  7. Jan 18, 2024 · Column 1. Column 2. Column 3. Mortgage Refinance Rates From Top Lenders. What Is a Good Refinance Rate in Utah? In Utah, a 15-year fixed-rate mortgage (FRM) has an average interest rate of 4.38%, slightly below the national average of 4.45%.

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