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Get 6.500% APR¹ With Our Premier 5/5 ARM. Don’t let rising mortgage rates shut you out of the housing market! CU SoCal’s 5/5 ARM (Adjustable Rate Mortgage) has an initial rate as low as 6.500 % APR for the first five years of the loan, far below current average rates on 30-year fixed rate loans.
- Adjustable Rate Mortgage
CU SoCal’s 5/5 ARM (Adjustable Rate Mortgage) has an initial...
- Southern CA Home Refinance
CU SoCal’s professional and friendly mortgage specialists...
- First Time Home Buyer in CA
CU SoCal’s 5/5 ARM (Adjustable Rate Mortgage) has an initial...
- Adjustable Rate Mortgage
- What Are Mortgages & How Do They Work?
- Mortgage Requirements
- How to Get A Mortgage
- Where to Get A Mortgage
- Why Savvy Consumers Choose Cu SoCal
A mortgage is an agreement between a borrower and a lender that allows the borrower to purchase or refinance a property. A mortgage loan is a type of “secured” loan created specifically to help people finance the purchase of real estate property, including houses, townhouses, condominiums, co-ops, lots and acreage, modular homes, commercial propert...
Down PaymentCredit Score of 580 or higherProof Of IncomeProof Of EmploymentGather your documents. This includes paystubs/proof of income, W-2s or 1099s, proof of debt, and proof of assets.Check your credit score. Knowing your credit score before you apply for a mortgage can save you time. If you find your credit score is low (below 580), you’ll likely need to build your credit score...Get pre-approved for a mortgage. Start by talking to a mortgage loan professional about your homeownership goals. To get pre-approved, you will need to provide the documents mentioned above, and th...Find the house you want. Bring your pre-approval letter (or a copy) when you shop for a house. Home sellers and real estate agents often prefer to work with buyers who are pre-approved for a mortga...There are several kinds of lenders that offer mortgages and home loans, including credit unions, banks, and online lenders. However, credit unions, including Credit Union of Southern California, are often the preferred choice for several reasons, including low interest rates, low or no fees, and lower closing costs. Learn how to choose the right mo...
For over 60 years CU SoCal has been providing financial services, including mortgages, Home Equity Loans, HELOCs, car loans, personal loans, credit cards, and other banking products, to those who live, work, worship, or attend school in Orange County, Los Angeles County, Riverside County, and San Bernardino County. Please give us a call today at 86...
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CU SoCal has competitive interest rates on auto loans, mortgages, IRAs, and more. Open an account online and let CU SoCal help you achieve your goals!
CU SoCal is a collection of diverse, passionate, and values-aligned people from all walks of life. Throughout the credit union, team members promote a culture of inclusion in all interactions because quite simply, it’s living our value of “everybody counts.” Our focus is on what unites us, rather than what separates us:
About us. Whether you're looking to purchase your first home or considering your next home project, CU SoCal's experienced team of Mortgage Loan Consultants is here to serve you! Website....
