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  1. The Law. Debt collection practices are governed by two laws: New Hampshire's Unfair, Deceptive or Unreasonable Collection Practices Act (RSA 358-C) (State Act) and the federal Fair Debt Collection Practices Act (15 U.S.C. § 1692-1695) (FDCPA).

  2. Dec 8, 2023 · This guide focuses on consumer debt collection practices. It includes resources that will help both debtors and creditors/collectors including links to the law, resources written by debt collection attorneys, and sources for sample letters.

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  4. Mar 28, 2024 · This guide focuses on items exempted by New Hampshire law from consumer debt collection practices. Income and property that are exempt cannot be taken to pay your debts. Exemption laws are designed to allow the debtor some basic necessities and the ability to earn a living.

  5. Nov 21, 2023 · Here are some key takeaways on this article on debt collection laws in New Hampshire: If you are contacted by a debt collection agent or agency, do not throw your hands up in despair. You have legal rights and protections under both federal law and New Hampshire law.

  6. Dec 8, 2023 · Dept. of Justice. Consumer Protection Bureau. Sourcebook -- Credit: Debt Collection. "Debt collection practices are governed by two laws: New Hampshire's Unfair, Deceptive or Unreasonable Collection Practices Act (RSA 358-C) (State Act) and the federal Fair Debt Collection Practices Act (15 U.S.C. § 1692-1695) (FDCPA).

  7. New Hampshire Collection Laws Statute Of Limitations. New Hampshire Collection Laws Bad Check Laws (NSF) (Civil Penalty) Amount due, interest, court costs, reasonable costs of collection & $10 per day (max. $50) New Hampshire Collection Laws General Garnishment Exemptions.

  8. New Hampshire Debt Collection Laws and Statutes - HF Holdings Inc. Below you will find important information on New Hampshire state debt recovery laws including: New Hampshire Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws. STATE: NEW HAMPSHIRE. Interest Rate. Judgment: 2007 – 6.8% (changes every year on the 1st of January)

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