Search results
- Goldfinch is a decentralized, globally accessible credit protocol, with a mission to bring the world’s credit activity on-chain while expanding access to capital and fostering financial inclusion.
docs.goldfinch.finance › goldfinch
People also ask
What is goldfinch?
What is the goldfinch protocol?
Why should you join goldfinch?
Can goldfinch help save the world?
Goldfinch is a decentralized, globally accessible credit protocol, with a mission to bring the world’s credit activity on-chain while expanding access to capital and fostering financial inclusion.
- Protocol Mechanics
Previous Goldfinch Overview Next Glossary of key terms. Last...
- Governance
The Goldfinch Council is a 6-of-10 multisig with 10 members...
- Unique Identity (UID)
There is a 0.00083 ETH fee (about $3) in addition to gas, in...
- Borrower Communication
Liquidity Providers in the Senior Pool who possess at least...
- Borrower Mechanics
Goldfinch provides tools to help participants interact with...
- Borrower How-To
Educational guides on how to use the protocol, for Goldfinch...
- General FAQ
The smart contract code is freely accessible and can be...
- Protocol Mechanics
Goldfinch is on a mission to expand access to capital by creating a single global credit marketplace. That means everyone, from startups in Lagos to institutions in New York, can borrow from the same capital markets and that all investors can access those deals directly.
Apr 10, 2023 · The company aspires to revolutionize DeFi by providing a platform that enables institutions to lend and borrow crypto assets without traditional financial intermediaries. With Goldfinch, you can lend crypto and earn high yields. Orborrow without needing to provide cryptocurrencies as collateral.
- Organic Growth
- Loan Performance
- Utilization and Yields Surrounding The Crypto Downturn
- Moving Forward
Goldfinch launched in January 2021, following the publication of the Goldfinch Whitepaper1.0 in July 2020. By the end of January 2021 the protocol had already distributed its first $1M in loans, displaying strong Borrower interest and early Investor traction in junior tranche opportunities for higher yields or senior tranche exposure opportunities ...
Goldfinch’s portfolio of Borrower Pools has continued to perform as it has grown. As of October 2022, the portfolio of Pools across the protocol has a significant repayment track record of over $18M with zero losses across 14 total loans, generating over $1M in protocol revenue and over $7M in total gains. At the time of publishing, 11 loans are ac...
Goldfinch’s returns on USDC were cited by Messari in February 2022 as “among the highest in DeFi.” Despite significant crypto market downturns over 2022 this still holds true today; according to data from DeFI Llama, as of August 2022, Goldfinch has the highest USDC APYamong protocols with at least $50M TVL. Today, Investors earn at least 7% USDC y...
Goldfinch continues to grow and thrive, while displaying the security and stability that bringing real-world lending on-chain can offer to those participating in decentralized finance. Goldfinch’s Borrowers have at least 2–10 year track records growing through periods of high inflation, government uncertainty, market downturns, and COVID-19. As suc...
Goldfinch’s mission is to unlock cryptocurrency capital for most people worldwide, who until now have had no access to it until now. It achieves this without requiring crypto collateral, a unique approach in the crypto lending space.
Jan 6, 2022 · Goldfinch is a decentralized credit protocol that is using crypto to empower financial inclusion around the world. Our vision is to build a global, decentralized network that allows anyone...
Dec 26, 2018 · Goldfinch’s mission is to help those patients with targeted precision medicine therapies to ultimately prevent the need for dialysis or kidney transplantation.
