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- We are a large customer-focused bank and possess the scale and breadth of proposition to challenge the big four UK banks. We serve our customers through digital channels, alongside a network of branches. We play an important role in the UK economy and in the communities in which we operate.
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Jan 12, 2024 · Find out whether Santander is the right bank for you as we explore its accounts, features, benefits, and drawbacks.
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- Santander UK is an FCA-regulated bank with a wide range of products and services, serving over 14 million customers. While some customers have expr...
- Santander typically takes around one week to review an application for a new account. However, processing times may vary depending on the specific...
- Yes, Santander offers both arranged and unarranged overdrafts to eligible account holders. Specific accounts, like the 1|2|3 Student Current Accoun...
- To earn cashback rewards with Santander Boosts, you need a Santander UK credit/debit card and register for online/mobile banking. Once registered,...
Jul 31, 2020 · When Santander entered the UK in 2004 with the acquisition of former building society Abbey National, the move completed the group’s transformation from a family-run regional mortgage lender ...
We are a large customer-focused bank and possess the scale and breadth of proposition to challenge the big four UK banks. We serve our customers through digital channels, alongside a network of branches. We play an important role in the UK economy and in the communities in which we operate.
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Apr 5, 2024 · Santander UK has been on a remarkable digital transformation journey over the past few years, and Narang has been leading the charge. But it isn’t just him; hundreds of Santander employees have been working together in a concerted effort to achieve the bank’s transformative aims.
- What Accounts Do They offer?
- Features We Like
- Features We Don’T Like
- How Good Is The App and Digital Banking?
- User Comments
- Is Santander A Good Bank?
Everyday Current Account
This is Santander’s standard account. It’s free to use, but you don’t get any interest on your balance and it doesn’t come with any great benefits – though it does have a couple of nice features. One of these is cashback offers for retailers. You get up to 15% off at the likes of Costa and Just Eat – usually offered on a time-limited basis. You can view these offers in the app and choose to opt-in or not. You also have the option to apply for an overdraft.
1|2|3 Current Account
This is Santander’s premium account. This account doesn’t come for free, but it does offer some key perks: Like with the basic account, you also get access to cashback offers with certain retailers. So is the account worth it? Well, that depends on your personal circumstances. Here is a typical example of household bills and the cashback you would get: So in the example above you would get £6.05 of benefits. However, as the account costs £4 a month it would only be worth £2.05 to you overall....
Santander Edge Current Account
This is a new offering from Santander that gives you different levels of cashback. It costs £3 a month and you need to pay in £500 a month and have two active Direct Debits. In return get: 1. 1% cashback on household bills. This consists of council, phone, broadband, gas, electricity and water bills. 2. 1% cashback on “essential spend”. This consists of supermarket spending, fuel/electric vehicle charging and travel tickets (limited to train and bus). You can get £10 cashback on each of these...
The cashback offers are interesting. The Edge Current account shows that Santander is looking to take on Chase bank’s groundbreaking cashback offers in a war to attract new customers in the UK.
Foreign transaction fees are not too competitive. You will be charged a 2.75% transaction fee when buying in a foreign currency plus a £1.25 non-sterling purchase fee. For this reason, we wouldn’t recommend Santander for travel.
It is fine for the basics, but not much more. It has a clean design and will give you full access to your balance and transactions. You can make payments, transfer money and do other basics such as setting up standing orders. Cashback offers can also be accessed through the app. However, if you want a breakdown of your spending you have to download...
We spend hours reading user comments to see what feedback people are giving. Here are some positive and critical comments that stood out to us: Positive Critical
Santander is ranked #13 of 25 personal current accounts in the UK(click to see full list). Are there better current accounts on the market? We’re calling out the following accounts as excellent:
Dec 4, 2018 · Part of the global Santander Group, Santander UK has become a mainstay of British banking, and is a familiar sight on the UK high street with over 1,000 branches and 50 corporate business centres across the nation. Now, the finance giant is undergoing a significant digital transformation in order to improve the lives of its customers and their ...
We are focused on customer loyalty, simplification, improved efficiency and sustainable growth, while being the best bank for all our stakeholders. Our four strategic priorities are set out below 1.
