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- The tiered rates on the bank’s Advantage Savings account are based on how much money you park in the account: The higher your balance, the more interest you can earn. But with 0.04 percent APY as the highest payout option at Bank of America, many other financial institutions easily beat their savings account rates.
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Review Bank of America's interest rates and annual percentage yields (APYs) for checking, savings, CD and IRA accounts specific to your area.
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- Bank of America Savings Interest Rates
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- Is Bank of America A Good Choice For A Savings account?
Bank of America offers just one interest-bearing savings account: the Bank of America Advantage Savings. This account requires a $100 opening deposit and an $8 monthly maintenance fee, which is easily waivable by maintaining a minimum balance of $500. The Bank of America Advantage Savings pays interest at a rate of 0.01% APY.
You can find current Bank of America savings interest rates on Bank of America’s rate sheet. The rates are region-dependent, so enter your ZIP code if prompted and click on “View PDF.” The PDF contains all of Bank of America’s deposit interest rates and APYs for consumer checking accounts.
If your priority is earning a competitive interest rate on your savings account, then Bank of America is not a good choice for a savings account. The bank’s interest rates are well below the national average, and you can do much better with a high-yield savings accountat another bank. One good reason to maintain a Bank of America checking account i...
May 15, 2024 · They start at 0.03% APY for standard CDs, though some short-term standard CDs currently have competitive rates. Some of their featured CDs also have decent rates as of the publication date. Find...
Apr 18, 2024 · . Bank of America offers several savings account options for parking your money, but its ultra-low rates will do little to help you grow your savings. They are much lower than the national...
Bank of America offers a great branch and online experience, but like many traditional banks, it pays little interest on its savings products. By Spencer Tierney. May 22, 2024. Edited by...
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related to: Does Bank of America pay interest?Centralize Cash Flow with A Single Bank Account That Supports Both Payments and Receipts. Take the Manual Work Out of Receivables with Bank of America. A Smarter Way to Reconcile.
