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- The General is one of the few motorcycle insurers who provide no-frills coverage to high-risk drivers. You'll like The General if you can't find a good rate with another insurer because you're considered a high risk driver, especially if you're a new driver or have a spotty driving record.
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Get a motorcycle insurance quote today from one of the best carriers. We'll help protect your bike now and for many rides to come. In most states, motorcycle insurance policies cover a variety of the same things that auto insurance covers.
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- Liability Insurance
- Motorcycle Collision Insurance
- Comprehensive Coverage
- Custom Motorcycle Parts Coverage
- Uninsured/Underinsured Motorist Protection
- Gap Coverage
Liability insurance covers bodily injury and property damage that affects others if you’re in an accident. It won’t cover any damage to yourself or your motorcycle. Guest passenger liability is an optional form of coverage in some states, which covers your passenger if you’re both involved in an accident.
Motorcycle collision insurancecovers damage to your vehicle if you’re in an accident. Apart from your deductible, your insurance company usually reimburses you for the damage based on current market prices.
Comprehensive coveragecovers any damage to your vehicle that isn’t the result of an accident, including fire, theft, vandalism, etc. Like collision coverage, your insurer will pay for any repairs based on the current value of your motorcycle, minus your deductible.
Should you get into an accident, most insurance companies will only cover the cost of damage to your motorcycle’s standard parts. Additional coverage for your custom motorcycle parts covers accessories, such as chrome parts, a custom paint job, trailers, and sidecars, if they’re damaged in an accident.
If you’re in an accident with an underinsured or uninsured driver, UIM covers any damage the other driver’s insurance would typically cover. This usually includes medical bills, lost wages, and property damage when applicable.
Regular comprehensive and collision coverage only reimburses you based on the current book price of your motorcycle. Like cars, motorcycles depreciate in value after you drive them off the lot, so the amount of money you’re reimbursed for might not cover the original cost of your bike. Gap coveragehelps prevent this by paying for the gap between wh...
Feb 3, 2021 · What motorcycle insurance coverage does The General offer? The General provides basic coverage to get you on the road. The draw of The General is getting the minimum coverage you need to stay on the road without paying extra for special perks or add-ons.
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Jun 2, 2024 · The General Insurance Company offers comprehensive motorcycle insurance coverage, including liability, collision, and comprehensive coverage options. Customers can benefit from The General’s commitment to exceptional customer service tailored to the specific needs of motorcycle riders.
Find an agent in your area to help you with all your insurance needs! Visit one of our agencies or call by phone so that a local insurance expert can advise you. Browse our numerous insurance plans and compare coverage to find the right policy for you.
Jul 14, 2024 · Discover the essential guide on general motorcycle insurance! Learn about coverage options, benefits, and key factors to consider before purchasing insurance. Follow practical tips to ensure you make informed decisions to protect your motorcycle and finances effectively.
Jan 3, 2024 · Foremost – Best Overall. American Family – Best for Low Level of Complaints. Erie – Best for Collision Repair. Progressive – Best for Military Members. Allstate – Great for Discounts. Nationwide –...
