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  2. Jul 25, 2023 · Financial Performance Reports provide a financial summary for a credit union, including assets, liabilities & capital, and income & expense. Users may request an FPR shortly after the credit union’s Call Report data has been submitted and validated by the regulator.

  3. Mar 7, 2022 · According to the latest financial performance data released today by the National Credit Union Administration, total assets in federally insured credit unions rose by $215.8 billion, or 11.7 percent, to $2.06 trillion over the year ending in the fourth quarter of 2021, and insured shares and deposits grew $166.8 billion, or 11.4 percent, to $1. ...

  4. Nov 23, 2022 · Access information and key metrics on credit union service organizations (CUSOs) and city and state economic data, and compare credit union and bank interest rates for common loan and deposit products.

  5. State Fact Sheets & Impact Reports. Explore yearly and quarterly national and state credit union trends including key operating ratios and performance statistics.

    • Growth: The Slam Dunk
    • Cost of Funds
    • Capital and Net Worth Ratios
    • Operating Expense Ratio
    • Delinquency Ratio
    • Loan to Share Ratio
    • Net Interest Margin

    Starting off with a simple concept, growth of Shares, Loans, Assets, and Members, gives a very general idea of how the credit union is performing. To calculate, simply take current period value divided by previous period value, then subtract by 1. E.g. (8741 members in 2022 / 8329 members in 2021) – 1 = 0.049 or 4.9%. As a major contributor to reve...

    A credit union’s cost of funds is one measure of determining how much it pays in interest for every dollar of shares or borrowings it receives. Or said more simply, what it costs to acquire more funds. To calculate that cost take the dividends paid to members and interest paid on borrowed money, divided by the average outstanding shares and borrowi...

    The capital ratio measures what percentage of a credit union’s assets are backed by capital. As mentioned in last week’s segment, credit unions with a strong net worth have a little more liberty to assume risk than those with weak net worth. As the primary measure of a credit union’s financial strength, it’s important that credit unions manage thei...

    The operating expense ratio is another simple calculation that gives us a lot of insight into the operations of the credit union. To calculate, take operating expenses divided by the average total assets of the credit union. It’s a basic measure of the operating efficiency and strategy of the credit union. The more efficient the credit union is at ...

    Your credit union’s delinquency ratio will show you what percentage of your total outstanding loans are delinquent. It provides a look at your current loan portfolio risk as well as a forecast for future loan losses and earnings. The riskier your loan portfolio, i.e. more loans of poor credit rating, the likelier the delinquency ratio will climb. H...

    A measurement of credit union liquidity, the loan to share ratio divides total value of outstanding loans by the total of share deposits. In 2018, the average loan-to-share ratio in the US reached over 85% as rates were low and borrowing was high. In the wake of COVID, this average ratio had dropped down to 76.3%. This marked the lowest it had been...

    How well is your credit union managing its loans and shares? Net interest margin gives one indication. To calculate subtract dividends paid from interest income, then divide by average total assets. According to the NCUA, “The net interest margin for federally insured credit unions was $48.7 billion in the first quarter of 2021, or 2.57 percent of ...

  6. Feb 10, 2023 · Select a credit union from your search results and view basic information, such as the location of a credit union branch with a drive- through or an ATM. Also, view details about credit unions, including their address, phone number, website and directions to their branches.

  7. Credit Union Fact Sheet. Ohio’s 247 not-for-profit credit unions, like their counterparts nationwide, are committed to making financial services accessible and affordable and to serving local communities. Credit unions are democratic, financial cooperatives, owned by their members.

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