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  1. Mar 19, 2024 · No-medical-exam life insurance policies are a good fit for people who want to skip the medical test and get coverage quickly, or for people who wouldn’t be approved for traditional life insurance due to health reasons.

  2. Jun 6, 2024 · A no-medical exam life insurance policy allows applicants to avoid completing a medical exam to qualify. These policies differ because they’re not medically underwritten.

  3. Apr 1, 2024 · No-exam life insurance is a life insurance policy that does not require you to undergo a medical exam. Traditional life insurance policies are subject to medical underwriting, which typically entails a medical exam, blood work, blood pressure check, urinalysis and other health tests.

  4. May 31, 2024 · Skip the tests and get coverage quickly with companies that offer life insurance with no medical exam.

  5. May 30, 2024 · No medical exam life insurance is particularly good for people seeking insurance later in life, forfeiting death benefit amounts and paying higher premiums to qualify. As such, the best...

  6. Jan 2, 2024 · No-medical-exam life insurance refers to any life insurance policy you can apply for without taking a medical exam. Instead of an exam, you answer health questions and the insurance...

  7. Oct 19, 2022 · No-medical-exam life insurance is any life insurance policy that doesn't require a medical exam to qualify. This type of insurance was originally intended to simplify the approval process for individuals with pre-existing conditions and provide only a small amount of coverage.

  8. Obtaining a life insurance policy can be a hassle — you have to apply, get a medical exam and wait for an underwriting decision that can take days or weeks. No-exam life insurance skips the...

  9. Jun 1, 2024 · The best no-exam life insurance companies are Brighthouse Financial, Legal & General America, Pacific Life and Transamerica, based on our analysis of policy features and costs.

  10. May 22, 2024 · State Farm is the best overall provider for no medical exam life insurance, with a MoneyGeek score of 99. Nationwide excels in the buying process, making it the go-to choice for policyholders seeking a seamless application experience. It also ranks second overall.

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