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  1. 5 days ago · If the mortgage allows you to overpay, better to keep the mortgage long to give yourself flexibility, then make overpayments. Try using our Mortgage best buys to see how changing the length of your mortgage term will affect your payments.

  2. 2 days ago · Use this Mortgage Overpayment Calculator to get a quick calculation of what happens when you overpay your mortgage. Just enter some information about your mortgage and then detail the overpayments you could make. Hit calculate and see a full breakdown, mortgage statement/payment schedule and chart!

  3. 4 days ago · Please help me decide on early repayment. I have loan of 223,000 for 35 years period. Interest rate is 4.26% and fixed for next 5 years. Early repayment charges (ERC) are 5% for next 2 years, then 3% for 2 years and 1% for next 1 year. Lender allows 10% overpayment without any charges. I have managed to secure some money, about 100,000, and was ...

  4. 4 days ago · MoneySavingExpert.com founder Martin Lewis has grilled the Chancellor Jeremy Hunt on whether he'll fix the Carer's Allowance "cliff-edge" that causes people to lose their entitlement when they earn just a penny over the threshold.

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  5. 3 days ago · How to check if it's worth fixing your energy. Before you switch to a fix (or any other tariff), you need to understand how the Price Cap will dictate what you pay over the next 12 months if you stick on a price-capped tariff.

  6. 4 days ago · With a lifetime tracker mortgage, you can get a tracker rate for the full mortgage term, i.e. until you sell the home or pay off the mortgage. Most lenders have a maximum mortgage term of 35 or 40 years – although you’ll only be approved for a mortgage this long if you’re many years from retirement. 25 years is more typical.

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  8. 2 days ago · Use this Remortgage Calculator to compare the costs of remortgage deals over their offer periods. Just enter the amount you are remortgaging, some information about each mortgage deal and then hit calculate and see a full breakdown and comparison!

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  2. Get Your Best Mortgage Option with PenFed! PenFed Home Loans. Equal Housing Lender. Make Your Dream of Homeownership a Reality with a PenFed Mortgage. Get Started Now

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