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  2. 4 days ago · When you see “circa” (or its abbreviated forms) in historical dates, it means that the date is an approximation and not exact. It refers to the time period around which an event is believed to have occurred, indicating that the date is not accurately known but is a close estimation.

  3. 3 days ago · Here are eight things about auto insurance that you need to know. 1. Some of the most helpful coverages are the cheapest. The coverage you are required by law to buy in nearly every state, liability insurance, is typically the most expensive. It should be.

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  4. 4 days ago · Life insurance is a protection against financial loss that would result from the premature death of an insured. The named beneficiary receives the proceeds and is thereby safeguarded from the ...

  5. 2 days ago · There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period ...

  6. 4 days ago · While it can vary from one homeowners insurance policy to another, your property personal coverage is usually set to a percentage of dwelling coverage — usually between 50 and 70% of your dwelling amount. If your dwelling amount is $250,000, your personal property coverage may range from $125,000 to $187,500.

  7. 4 days ago · In most cases, a death benefit payout is not considered gross income by the IRS and therefore does not have to be reported as such. In a standard life insurance policy, a beneficiary is selected to receive a payout after the insured person passes away. If the beneficiary only receives the death benefit in a lump sum it is not subject to taxes.

  8. 3 days ago · Not all acts of God are covered by homeowners insurance. Basic homeowners insurance policies typically cover only the following acts of God: Windstorms. Hail. Fire. Lightning. Volcanic eruption. If you want coverage for other acts of God, such as earthquakes, floods, or sinkholes, you will need to purchase additional coverage in the form of a ...