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  1. Comprehensive coverage will cover a stolen car, including its keys, but it won't cover lost keys. Other kinds of insurance — like homeowners — may also cover car keys in case of theft. But you should weigh the costs of filing a claim for your stolen keys to make sure it's worth it.

  2. Learn if scooter insurance covers theft, how to lock up a scooter, and other tips for how to keep an electric scooter from being stolen.

  3. Gap insurance is an optional auto insurance coverage that applies if your car is stolen or deemed a total loss. When your loan amount is more than your vehicle is worth, gap insurance coverage pays the difference.

  4. Whether your boat is stolen from a dock, marina, or your house, you'll likely be covered if you have a comprehensive policy. If your boat is stolen, file a police report and then file your insurance claim. You can also incorporate security measures like hitch locks, wheel locks, boat alarms, and strong chain locks to prevent boat theft.

  5. Stolen, lost, or damaged keys/fobs. EXAMPLE. Your car is four years old when your air conditioner compressor stops working. Your manufacturer's warranty expired after three years, and a compressor replacement costs $1,600.

  6. Our convenient 24/7 reporting tool helps you indicate damage to your vehicle. Plus, you’re able to review all your details before submitting your claim. If eligible, you can request to schedule your repair appointment at a shop in our network (if available).

  7. Abandoning or destroying a car and reporting it as stolen: When a car gets stolen and is not recovered, the insurance company considers the vehicle a total loss and pays out the vehicle's actual cash value. It's a serious crime to report a car as stolen after you've somehow disposed of it, hidden it, or sold it.

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