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A disease with a significant impact on lifestyle–eg, multiple sclerosis, longevity–eg AIDS, CA, which incurs high costs–eg, extensive burns, persistent vegetative state, and/or cause significant and permanent residual morbidity, ie loss of eyes or limbs.
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What are dreaded diseases?
What is a dread disease rider?
What is a dread disease rider contract?
Dec 26, 2023 · Dreaded diseases refer to a group of illnesses that are characterized by their severe impact on individuals and communities. These diseases often have devastating consequences, both physically and emotionally, and are associated with high mortality rates or long-term debilitating effects.
- Heart Attack. The death of a portion of the heart muscle (myocardium) as a result of inadequate blood supply and being evidenced by:- (a) A history of typical prolonged chest pain; and.
- Stroke. Defined as a cerebrovascular accident or incident producing neurological sequelae of a permanent nature, having lasted not less than six months.
- Coronary Artery Disease Requiring Surgery. Refers to the actual undergoing of coronary artery by-pass surgery by way of thoracotomy to correct or treat coronary artery disease but not including angioplasty, other intra-arterial, keyhole or laser procedures.
- Cancer. Cancer is defined as the uncontrollable growth and spread of malignant cells and the invasion and destruction of normal tissue for which major interventionist treatment or surgery (excluding endoscopic procedures alone) is considered necessary.
Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
Dec 29, 2021 · A dread disease rider, also called a critical illness rider, is an addition to a life insurance policy that provides the policyholder a percentage of the death benefit if they are diagnosed...
- Julia Kagan
May 12, 2006 · A new study supported by NIH's National Institute on Drug Abuse (NIDA) shows that people who experience substantial dread about an unpleasant experience can be biologically distinguished from those who don't dread it as much.
verb. If you dread something which may happen, you feel very anxious and unhappy about it because you think it will be unpleasant or upsetting. [...] See full entry for 'dread' Collins COBUILD Advanced Learner’s Dictionary. Copyright © HarperCollins Publishers. Definition of 'disease' disease. (dɪziːz ) variable noun B1+.
