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3.90% to 5.15%
- Marcus certificate of deposit (CD) rates range from 3.90% to 5.15% annual percentage yield (APY), with terms between six months and six years available.
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Compare the APY and minimum deposit for different CD terms offered by Marcus, a division of Goldman Sachs Bank USA. See the 10-Day CD Rate Guarantee and the Rate Bump CD option.
- Open an Account
Marcus by Goldman Sachs® provides no-fee personal loans &...
- High-Yield Savings
Marcus by Goldman Sachs® offers an online savings account...
- High-Yield CD Calculator
Marcus by Goldman Sachs® can help you achieve your goals,...
- No-Penalty CDs
Whether you want to save for a financial goal or simply lock...
- High-Yield CDs
We stand by our High-Yield CDs with a 10-Day CD Rate...
- Open an Account
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Compare Marcus' high-yield CD rates with the national average and other banks' rates. Lock in a fixed rate for 6 months to 6 years and get a 10-Day CD Rate Guarantee.
Sep 2, 2024 · Compare the APYs and terms of Marcus' high-yield, no-penalty and rate-bump CDs with the national average and other providers. Learn how to open a Marcus CD online and how much you can earn with a CD calculator.
- Overview of Marcus by Goldman Sachs CDs
- How Much Can You Earn with Marcus’ CD Rates?
- How Marcus by Goldman Sachs CDs Compare
- About Marcus
Marcus by Goldman Sachs requires a $500 minimum to open a CD. Account holders have up to 30 days from CD opening to fund the CD fully. After that, you can’t add more funds to the account. Interest earned on a Marcus CD is automatically added to the CD’s principal balance each month. You can opt to withdraw any earned interest, penalty-free, and tra...
Opening a CD allows you to use funds you don’t need access to right away to earn interest. The amount you can earn on a Marcus CD depends on the CD term you choose and your account balance. You can use our CD calculator to figure out how much you’d earn with a Marcus CD:
Marcus CDs are competitive when compared to the best CD rates, especially on CD terms longer than 12 months. Opening a CD with Marcus requires a lower minimum deposit than many of the other top banks. As is typical of most online banks, Marcus CD rates are also well above national averages according to the FDIC, which range from 0.23% for a one-mon...
Marcus by Goldman Sachs is the consumer banking division of Goldman Sachs. Named for one of the founders of the investment bank (Marcus Goldman), Marcus is an online bank offering only a few specific banking products. Offerings include a high-yield savings account, high-yield CDs, no-penalty CDs and fixed-rate, no-fee personal loans. It also provid...
Jun 20, 2024 · Rates for new CDs fluctuate, but today, Marcus by Goldman Sachs offers a rate of 4.70% for a 12-month CD, 4.15% APY for a 3-year CD and 4.00% APY for a 5-year CD. More details about Marcus...
Aug 1, 2024 · Currently, Marcus’ 12-month CD offers the bank’s highest rate: 5.50% annual percentage yield, or APY. This bank also offers a unique six-year CD term, but its 4.00% APY isn’t particularly...
3 days ago · Earn a competitive fixed rate with no early withdrawal penalty on a Marcus No-Penalty CD. Choose from 7, 11 or 13 month terms and withdraw your money starting 7 days after funding.