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  1. Learn about affordable dental insurance plans for individuals, families, and businesses from Guardian. Find out how to shop online, get a quote, and compare coverage options for different dental needs and budgets.

    • The Different Types of Dental Insurance Plans and How They Work
    • The Two Most Common Types of Plans Are DPPOS and Dhmos
    • What You Can Expect to Pay For Each Type of Plan
    • How to Go About Buying A Dental Plan
    • Frequently Asked Questions About Dental Insurance Costs
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    With dental health so closely related to your general health, dental insuranceis unsurprisingly a lot like health insurance: The insurance company charges a monthly premium, and in return, they help you pay for needed care. Other similarities include: 1. Most dental plans have a network of providers 2. There’s a deductible you pay before the plan p...

    DPPOstands for Dental Preferred Provider Organization. These plans have a relatively large network of dentists (Guardian’s network has over 120,000 providers in 400,000 locations nationwide). While you can also see an out of network dentist, it’s worth your while to stay in-network: You don’t need to submit a claim, and you get significant discount...

    The average monthly premiums for each plan type are: DHMO: $22.75 PPO: $62.75 Indemnity: $81.50 The premium amount is affected by many factors: type of plan, insurer, and coverage level, among other things; monthly costs range from $12 to $50 per person for DPPO and DHMO plans1. DHMOs will tend to be on the lower end of that range, and a comprehens...

    Start by choosing the type of plan that best meets your needs. Indemnity plans may work for you if you have recurring, costly dental issues – and want freedom to see any licensed dentist. Otherwise, a top-tier DPPO planwith a broad provider network may be the right choice: Your current dentist may already be part of the network, and your overall in...

    Is it worth getting dental insurance?

    Assuming you go to the dentist at least twice a year for preventive care, you may be able to save money or at least break even with the right dental insurance. And in years when you require additional care, you will likely come out ahead (see the scenarios above for examples).

    Does dental insurance cover teledentistry?

    Since the outbreak of COVID-19 and subsequent stay-at-home efforts, many insurance companies, including Guardian, have been covering online dentist visits.

    Who has the best dental insurance?

    Different insurance companies offer different mixes of plans, features, and networks, making it hard to say that one is definitively better than the other. The best dental insurance for youis the plan that lets you see a dentist you like, covers the treatments you and your family are likely to need and works within your budget.

    Learn about the different types of dental insurance plans, how they work, and what they cost. Compare DPPO, DHMO, indemnity, and discount plans, and find out how to get a quote from Guardian.

  2. Shop for affordable Guardian dental plans on Healthcare.gov or your state marketplace in six states. Save money with low-cost coverage, network providers, and transparency in coverage reporting.

  3. Guardian offers dental insurance plans that let you choose based on price, flexibility, coverage, or out-of-pocket expense. You can enroll online or through the marketplace in some states and save on dental services with a network of providers.

  4. Jan 3, 2024 · Compare four dental plans from Guardian, a top insurance provider with over 120,000 providers. Learn about the pros and cons of each plan, such as annual maximum, deductible, waiting period and coverage for implants, orthodontia and teeth whitening.

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  2. Search for Dentists based on availability, location, insurance, reviews & more. Choose from the largest directory of in-person & video visit providers in the nation.

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