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  1. Find out how to get government help with home improvement projects, such as weatherization and energy efficiency. Learn about programs for special groups, such as veterans and Native Americans.

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    • HUD Title 1 Property Improvement Loan Program
    • Rehabilitation Mortgage Insurance Program
    • Local Government Loan Programs
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    The HUD Title 1 property improvement loan programoffers loan amounts and repayment terms based on the type of property you have.

    Find out about the 203(k) rehabilitation mortgage insurance program. It lets homebuyers and homeowners borrow an extra $35,000 through their mortgage for home repairs and improvements.

    For programs in your community, find your local or county government websiteand search for its housing department.

    Learn about loan and assistance programs from HUD and your state that can help you afford home improvements. Find out the eligibility requirements, loan amounts, and repayment terms for different types of properties and situations.

  3. This program provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.

  4. The Critical Home Repair Program provides for prioritized essential home repairs. City staff will work with you to determine the priority and amount of work that is allowable under the program guidelines.

  5. Many cities in Ohio use HUD funds to provide grants and loans that help low and moderate income homeowners maintain their homes. Local Community Development Corporations (CDC's) also provide rehabilitation assistance. The Ohio CDC Association has a listing of members throughout Ohio.

  6. Through eligible Ohio nonprofits, the Housing Assistance Grant Program enables homeowners to stay in their homes by providing emergency home repairs and renovations for handicap accessibility.

  7. development.ohio.gov › home-relief-grantHome Relief Grant - Ohio

    Home Relief Grant. Ohioans can receive assistance with rent, or utilities from the state of Ohio through their local Community Action Agency (CAA). Check if you are eligible and apply at your local CAA.

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