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  1. USDA provides homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

  2. Through the program options below, USDA Rural Development offers qualifying individuals and families the opportunity to purchase or build a new single family home with no money down, to repair their existing home, or to refinance their current mortgage under certain qualifying circumstances.

  3. Also known as the Section 504 Home Repair program, this provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Who may apply for this program? What is an eligible rural area?

  4. www.usda.govUSDA

    AskUSDA. Help is available via phone or live chat Monday to Friday from 8am – 5pm EST. USDA CARES. Partner Portal. Essential resources for USDA partners. Loans and Grants. USDA provides financial opportunities to individuals and communities. Disaster Resources. Learn how to prepare, recover, and help build long-term resilience. Blog.

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  6. May 26, 2017 · Funds can be used to repair or replace furnaces, appliances, electrical, foundations, siding, roofing windows, plumbing, wells, septic systems and other health and safety hazards. Loans are available up to $20,000 at a one percent fixed interest rate for up to 20 years.

  7. Oct 18, 2023 · Today, the Biden-Harris Administration announced the U.S. Department of Agriculture’s Forest Service is making nearly $50 million in grant funding available for proposals that support crucial links between resilient, healthy forests, strong rural economies and jobs in the forestry sector.

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