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  2. Aug 22, 2021 · You can access your free Experian credit report at any time by signing up for a free Experian account. You can request annual credit reports for free from each of the 3 major reporting agenciesExperian, Equifax ® and TransUnion ® —online via www.annualcreditreport.com or by calling 1-877-322-8228.

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