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Jul 17, 2014 · Special Event Liability Insurance (also referred to as CGL, Commercial General Liability or Spectator Liability) is an insurance policy designed to provide broad protection for situations in which an event holder or concessionaire must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties.
Jan 22, 2020 · Venues, participants, and even entire sports teams can be held liable for spectator injuries and wrongful deaths if whatever inherent risks spectators are assumed to have accepted don’t account for negligence shown by facility owners or sports teams.
Spectator liability exposures are the most difficult to control and defend against. It is not usually considered reasonable or practical to request a liability release from every event spectator.
May 18, 2024 · Definition of Spectator Liability. Spectator liability refers to the legal responsibility that event organizers, venue owners, and operators have to ensure the safety of their attendees. This concept becomes crucial when spectators experience injuries, particularly slip and fall accidents, during events such as concerts or sporting events.
May 5, 2006 · Courts are increasingly confronting the issue of whether the ballpark owner or operator or the spectator should bear the risk of injury during these “fan-friendly” activities. Under common law standards, the owners and operators of ballparks are not the insurers of spectators’ safety.
Jul 15, 2015 · There are two key defenses in spectator sport injury lawsuits: Assumption of risk and liability release. The assumption of risk, which is a century-old legal principle, holds that the spectator was aware of potential injury and failed to take measures to protect themselves.
May 15, 2024 · Liability refers to one party’s legal responsibility for their actions or omissions, which have harmed or damaged another party. This responsibility is assessed based on the breach of a legal duty of care owed by the liable party to the injured party.
