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  1. Apr 2, 2024 · Earthquake insurance offers coverage for your home and belongings if they are damaged or destroyed in an earthquake. A standard homeowners insurance or renters insurance policy doesn’t cover...

    • Jason Metz
  2. Apr 24, 2024 · If you live near a fault line and would have a hard time paying for expensive repairs after a quake, buying earthquake insurance may be a smart idea.

  3. Earthquake insurance is a specialized form of protection that provides protection for property damage, structural repairs and personal belongings damaged by earth movements. This type of protection can be especially beneficial for anyone residing in earthquake-prone regions.

  4. 6 days ago · Earthquake insurance covers your home, personal belongings, and additional living expenses (if you can’t live in your home after a quake) in the event of an earthquake. Key takeaways. Earthquake insurance costs thousands of dollars a year on top of your standard home insurance policy.

  5. Feb 23, 2024 · The best earthquake insurance for you depends on where you live and what is available in your area. Coverage is available through an endorsement or a standalone policy and in California through the California Earthquake Authority. Last updated: Feb 23, 2024 6 min read. Compare quotes in less than 5 minutes.

    • Leslie Kasperowicz
    • Managing Editor
  6. Dec 8, 2022 · Traditional earthquake insurance covers damage caused by an earthquake by insuring “pure loss.” That means they will assess the value of the items lost and reimburse you for that specific amount – this amount will be different for different people.

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  8. Jan 21, 2023 · For those who live in areas prone to seismic activity, the best earthquake insurance companies provide coverage in the event of an earthquake. See our list of top picks.

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