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  2. Compare U.S. Bank checking accounts to find which one is right for you. Get ATM access, pay bills, bank online and more. Apply in minutes.

    • Savings

      Apply: Open a Standard Savings Account or an Elite Money...

    • Bank Smartly Checking

      Simple. Secure. Bank better with a U.S. Bank Smartly ®...

    • Military Banking

      We also connect veterans with mortgage-free homes, home...

    • Check Routing Number

      The easiest way is to open the app and select U.S. Bank...

    • Log In

      Contact Us. User Name and Passwords If you are an existing...

  3. There are multiple places, including: the U.S. Bank Mobile App, online banking, your monthly statement, your checkbook and our routing number directory. The easiest way is to open the app and simply ask the U.S. Bank Smart Assistant, “What’s my routing number?”

  4. You can apply online for a checking account if you’re 18 years or older and a legal U.S. resident. You’ll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver’s license, passport or state or military ID.

    • 9 min
    • Choose the account. Consider the type of account. Before you start the application, you have two key decisions to make: What type of bank account do you want?
    • Gather personal documents and information. Here's the documentation you'll need to open a bank account online. You'll also need this information for anyone who will be a joint account owner.
    • Fill out the application. To open a bank account online, you’ll need to provide some information about yourself. Using a secure home internet connection or another trustworthy network, fill out the application with your personal details, which will likely include
    • Fund your new account. When you open an account online, you’ll need to make an initial deposit, or add money to the account. This step usually involves making a transfer from an existing account, but other options may include mailing a check or money order.
  5. Simple. Secure. Bank better with a U.S. Bank Smartly ® Checking account that keeps your money safe while earning you interest. 1 Then, easily manage your money with our top-rated mobile app. Apply in under 5 minutes. Open an account. Bank Smartly ® Checking sets you up for success.

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  6. Ready to open your first bank account? If so, we have you covered. Discover all the benefits of banking with us and choose your first checking and savings accounts today.

  7. Select the Menu icon located in the upper left corner, then select Shop cards, loans & more . Select Checking accounts or Savings Accounts . From here you can compare account types and learn more details. Once you've decided on the product you'd like to apply for, select Apply now to begin the application process.

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