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  1. FREE Credit Reports. Federal law allows you to: Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports is correct and up to date.

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    • How Do I Request My Free Annual Credit Report?
    • Online
    • Phone
    • Mail

    You may request your free annual credit report online, via phone or by mail. You do not need to order your credit report from each credit reporting company at the same time and may decide to request the three credit reports at different times throughout the year.

    You can ask for your free annual credit report from https://www.AnnualCreditReport.com. Make sure you are on this site before ordering your report. This is the official site, authorized by the Federal government, for you to get your free reports. You usually can get your report immediately by ordering it online after you have verified your identity...

    Call 1-877-322-8228
    You will go through a verification process over the phone.
    Your credit report will be mailed to you within 15 days
    Download the request form (You need an Adobe viewer to view the requested form. Download the free Adobe viewer)
    Print and complete the form
    Mail the completed form to:
    Your credit report will be mailed to you within 15 days
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  4. Federal law gives you the right to get a free copy of your credit report every 12 months from each of the three nationwide credit bureaus. In addition, the three bureaus have permanently extended a program that lets you check your credit report from each once a week for free at AnnualCreditReport.com.

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  6. Oct 13, 2023 · October 13, 2023. The three national credit reporting agencies — Equifax, Experian, and TransUnion — have permanently extended a program that lets you check your credit report at each of the agencies once a week for free. Visit AnnualCreditReport.com to request free copies of your credit reports.

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