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  1. Use various online tools to plan your retirement, disability, or survivors benefits based on your earnings, age, and other factors. You can also access your official earnings record and create a personal my Social Security account.

  2. Estimate your retirement benefits based on your date of birth, retirement age and earnings. Learn how the calculator accounts for factors such as full retirement age, bend points and cost-of-living adjustments.

  3. Feb 28, 2024 · The calculator provides an estimate of your monthly Social Security retirement benefit, based on your earnings history and age. Our tool also helps you see what percentage of daily expenses your payments can cover and how you can increase your payment by waiting to collect.

  4. Estimate your future benefits based on your earnings, age, and marital status. Learn about your full retirement age and earning limits if you work while receiving benefits.

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