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    • Florida Commercial Auto Insurance - Trusted Choice

      Cars, trucks, vans, or buses

      • If your business owns a vehicle or vehicles, Florida law requires that these cars, trucks, vans, or buses be covered by commercial vehicle insurance. When a commercial motor vehicle is involved in an accident, the company that owns it has a high chance of being named in an expensive liability lawsuit.
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  2. Mar 21, 2023 · Since Florida is a no-fault state, coverage under the Personal Injury Protection (PIP) act is required by all Florida vehicle owners, including those commercial operating vehicles. The minimum amount of PIP coverage necessary is $10,000 per person.

  3. May 30, 2024 · All vehicles in Florida are required to have a minimum amount of auto liability insurance coverage, whether they’re for personal or business use: $10,000 in property damage liability and $10,000 in personal injury liability protection (PIP). PIP helps provide medical payments coverage after a car accident, regardless of who was at fault.

  4. Jun 21, 2022 · If your business owns a vehicle or vehicles, Florida law requires that these cars, trucks, vans, or buses be covered by commercial vehicle insurance. When a commercial motor vehicle is involved in an accident, the company that owns it has a high chance of being named in an expensive liability lawsuit.

  5. Nov 3, 2021 · Commercial auto insurance policies cover owned, leased, rented, and hired vehicles. You can also obtain commercial auto coverage for any equipment that you have inside the vehicle. This protects you if the work equipment is stolen or vandalized.

  6. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance.

  7. Florida commercial auto insurance requirements. Florida state law requires a minimum of $10,000 in personal injury protection (PIP) to pay for the medical expenses of your drivers and passengers, regardless of who is at fault for an accident.

  8. 627.7415 Commercial motor vehicles; additional liability insurance coverage.—Commercial motor vehicles, as defined in s. 207.002 or s. 320.01, operated upon the roads and highways of this state shall be insured with the following minimum levels of combined bodily liability insurance and property damage liability insurance in addition to any othe...

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