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Customer Support. Paying bills online is more convenient and effortless, supporting more than 8 commonly used payment methods in Hong Kong.
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- Comparing Alipay vs. Wechat Pay
- Alternatives to Using International Credit Cards with Alipay Or Wechat Pay
- More Tips Before Travelling to China
1) Service Fees
Both WeChat Pay and Alipay charge a 3% transaction fee for single transactions above 200RMB (~S$37). Transaction fees for transactions less than 200RMB will be absorbed by both platforms.
2) Exchange Rates
Both Alipay and WeChat Pay do not have in-app currency exchange rates. Instead, the exchange rate is determined by the issuer of the linked credit cards.
3) Functionality
Although both Alipay and WeChat Pay support mobile payments, they are inherently different apps. Alipay is an online payment platform, similar to PayPal. Besides the mobile payment option, Alipay also has a digital “Tour Card” in-app. “Tour Card” functions like an e-wallet, which users need to pre-load or top-up to make payments via one-time generated QR codes. Currently, Alipay mobile users can top up a maximum of 10,000RMB (~S$1,860) in the “Tour Card”, with a 5% service charge for each top...
There are chances that you don’t own a credit card and are looking for alternatives to using mobile payments in China. So here are some workarounds:
1) Download important apps before you go
You won’t want to be stuck in a foreign land without any means of getting around or paying for things. So it’s really a no-brainer move to download all the mobile apps you need before you depart. Unless certain apps you want aren’t available in your local app store, i.e. Douyin (a.k.a China’s version of TikTok).
2) Download a trusty VPN
It’s not termed “The Great Firewall of China” for nothing. Most apps you’re familiar with using in Singapore are most likely NOT going to work in China. I’m talking about Facebook, Instagram, YouTube, TikTok, Google, and so on. So rather than downloading and familiarising yourself with a dozen or more Chinese apps as alternatives, an easier way around it is by getting a Virtual Private Network (VPN). Not all VPNs are made the same, some are free to use while there are premium ones on a subscr...
3) Book travel essentials prior
As mentioned earlier, I like to pre-purchase activities or attraction tickets online. This ensures securing a ticket early if you’re travelling to attractions during peak periods, and might even save you some dollars with platform discounts or credits earned. Klook currently has hundreds of activities such as day tours and attraction tickets within China, with more coming up as China continues to open up tourism to foreign visitors! China is definitely leading the way when it comes to mobile...
Bring different communications services under one roof, including Online Shop Service Plan and Product Subscriptions, Mobile Account Management, Online Payment, Prepaid Cards Online Refill and much more.
Jan 10, 2024 · 80% of daily transactions in China are conducted through mobile phones. Whether it’s shopping, paying utility bills, or government fines, all are seamlessly handled through mobile payments. In fact, living in China without using mobile payment methods can be extremely inconvenient.
Aug 22, 2023 · 1: Alipay. Alipay is by far the most popular Chinese mobile payment app, used by a huge 93% of customers.¹ Although, it’s worth bearing in mind that people tend to use more than one app on a daily basis. Alipay is an eWallet app, which works similar to other mobile wallets like Apple Pay.
