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Learn how the Affordable Care Act (Obamacare) improved health coverage and made it more affordable through income-based subsidies. Find a plan. Please provide your zip code to see plans in your area.
- Subsidy Calculator
If you’re shopping for health insurance in the...
- Open Enrollment Guide
Healthcare.gov’s automatic re-enrollment protocols changed...
- Find Your State
You are not required to buy coverage through the...
- How to Buy Health Insurance
A finalized federal rule will impose new nationwide duration...
- How to Verify That Your Health Plan is ACA-compliant
Where can I buy an ACA-compliant health plan? For starters,...
- Student Health Insurance
The cost of a student health plan could be more or less than...
- Inclusion of Maternity Coverage
Prior to 2014, women who purchased their own health...
- Penalty Calculator
If your income is between 150.1 and 300 percent of the...
- Rescission
New health plans beginning on or after September 23, 2010...
- New Alternative to Cobra
The ACA has made individual/family health plans much more...
- Subsidy Calculator
- What Is The Affordable Care Act?
- How Does Obamacare Work?
- What Does Obamacare Cover?
- Pros and Cons of Obamacare
- How Can I Get Obamacare?
- How Does The Affordable Care Act Make Health Insurance Cheaper?
- What Are The Types of ACA Health Insurance Plans?
- When Is Open Enrollment For ACA Plans?
The Affordable Care Act is known by a few names: 1. ACA 2. The more formal Patient Protection and Affordable Care Act 3. Obamacare 4. The amended Health Care and Education Reconciliation Act Enacted in 2010 and created under the Obama administration, the health insurance legislation goes well beyond a health insurance marketplace (at HealthCare.gov...
The ACA helps people get health insurance who may not otherwise get coverage because of lack of workplace health insurance, their finances or preexisting conditions. People who have household incomes between 100% and 400% of the federal poverty level can receive premium tax credits to lower health care costs and make critical procedures and medicat...
ACA plans must cover these 10 essential health benefits, at a minimum: 1. Ambulatory patient/outpatient services 2. Emergency services 3. Hospitalization 4. Laboratory services 5. Maternity and newborn care 6. Mental health and substance use disorder services, including behavioral health treatment 7. Pediatric services, including oral and vision ca...
The ACA expanded health insurance to millions of Americans and implemented vital coverage protections, but Obamacare does have drawbacks, namely it’s costs if you don’t qualify for tax credits and subsidies.
There are several ways to get Obamacare. 1. Apply online. Create an account on HealthCare.gov and use the tools to find the best affordable health insurance planfor your family. 2. Apply by phone.Call the Marketplace Call Center at 1-800-318-2596 for guidance and to enroll by phone. 3. Apply by mail.When you mail a paper application, you can receiv...
The use of premium tax credits (PTCs) helps families pay for health insurance purchased via the health insurance marketplace. Only certain individuals qualify for the premium tax credit and must complete Form 8962 with their tax returns. Requirements to qualify for premium tax credits can include: 1. Low household income or receive unemployment 2. ...
There are four different “metal levels” of health insurance plans under the Affordable Care Act: 1. Bronze 2. Silver 3. Gold 4. Platinum Each metal tier has different costs. Your exact costs vary by insurance company, where you live and other personal factors, such as your age. Bronze and Silver plans have the cheapest premiums but higher out-of-po...
Open enrollmentbegins every year on November 1 and ends on January 15 in most states for ACA marketplace plans. Some states with their own state exchanges, such as California and New York, may have longer open enrollment periods. During open enrollment, you can choose or change an ACA plan. Health plan offerings and costs often change each year, so...
Apr 25, 2013 · On March 23, 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act, into law. The following summary of the law as originally enacted focuses...
If you are uninsured or are struggling to find affordable health insurance, the health care law brings you options to get covered. A Health Insurance Marketplace in every state offers consumers a choice of private health plans.
The Affordable Care Act ( ACA ), formally known as the Patient Protection and Affordable Care Act ( PPACA) and colloquially as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.
Sep 23, 2022 · Formally known as the Patient Protection and Affordable Care Act and commonly referred to as Obamacare, the law includes a list of healthcare policies intended to expand access to...
Mar 23, 2020 · The landmark health law, nicknamed Obamacare, has withstood more than 60 votes to repeal it from Republican-controlled Congresses, two Supreme Court decisions, the gutting of one of its main...
