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The New Jersey Prepaid Funeral Trust Fund (also known as Funeral Planning CHOICES) is a secure pooled trust that takes the hassle out of funding either revocable or irrevocable arrangements.
Commonly referred to as Funeral Planning CHOICES, the New Jersey Prepaid Funeral Trust Fund is the leading funeral prefunding product in New Jersey and one of the largest prepaid funeral trusts in the country.
If you have any questions about accessing your account, you may contact our Trust Administrators by phone at 800.286.3628 or by email at choices@njsfda.org from 9:00 a.m. to 5:00 p.m., Monday through Friday.
In New Jersey, there are three ways to prepay or prefund a funeral. 1. Establish a prepaid funeral trust fund account. 2. Assign an existing life insurance policy to the funeral home. 3. Purchase funeral insurance or an annuity. LEARN MORE.
The New Jersey Prepaid Funeral Trust Fund (Funeral Planning CHOICES) Revocable Trust Agreement may be viewed here: View a sample revocable agreement. Irrevocable Agreements. New Jersey law specifically limits irrevocable accounts to anyone who is receiving or seeking eligibility for SSI/Medicaid or another means-based public assistance program.
For more than 30 years, consumers and funeral directors have confidently trusted the New Jersey Prepaid Funeral Trust Fund™ (NJPFTF) as their vehicle of choice for a consistent, straightforward and dependable way to prefund funerals.
The New Jersey Prepaid Funeral Trust Fund is able to obtain prevailing interest rates on jumbo certificates of deposit (CDs) by pooling the funds of thousands of prepaid trust accounts. The New Jersey Prepaid Funeral Trust Fund deposits all funds in state or federally chartered banks.
The New Jersey Prepaid Funeral Trust Fund is able to obtain prevailing interest rates on jumbo certificates of deposit (CDs) by pooling the funds of thousands of prepaid trust accounts. You may transfer your account to another participating funeral home at any time.
Contact a participating funeral director today to prearrange and prefund your funeral through the New Jersey Prepaid Funeral Trust Fund. Participating funeral homes can be located at www.njsfda.org by selecting “Find a Funeral Home” in the top black bar and then sorting by CHOICES participants only. A preneed program endorsed by the
FUNERAL TRUSTS. Consumers who choose to pay for their funerals through funeral trusts, may do so by selecting either a simple trust, in which the money is deposited into a special “payable on death” (“POD”) account with a local bank, or into a “pooled” trust account managed by a trustee.
