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Jun 27, 2023 · Our team reviewed store-issued credit cards from all the top retailers in the nation, rating each based on features, terms, and buying power. Below are our picks for the best store credit cards of 2024, along with smarter alternatives for rewards cards you can use at any store.
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- Amazon's Prime Visa. Earn an unlimited 5% back on Amazon.com purchases, plus other rewards. Annual fee of $0, but requires Amazon Prime membership. NerdWallet rating.
- Target REDcard™ Credit Card. Get 5% off purchases, plus 30 extra days for returns and free shipping on most items at Target.com. $ 0 annual fee. NerdWallet rating.
- Capital One® Walmart Rewards™ Mastercard® Earn 5% back on Walmart.com and Walmart app purchases; 5% back in the first year on in-store purchases made using Walmart Pay (2% back after that); plus other rewards. $
- Gap Good Rewards Mastercard® Credit Card. Earn 5 points for every $1 spent at Gap brands, in store or online, and 1 point per dollar spent elsewhere. $ 0 annual fee.
- Top credit cards for department stores. U.S. Bank Cash+® Visa Signature® Card. Citi Double Cash® Card. U.S. Bank Shopper Cash Rewards™ Visa Signature® Card. Blue Cash Everyday® Card from American Express.
- U.S. Bank Cash+® Visa Signature® Card. NerdWallet rating. Apply Now. Read Review. Rates & Fees. Our pick for: Maximum flexibility. CARD DETAILS. Rewards: 5% cash back on two categories of your choice from a list of several options, on up to $2,000 spent per quarter on combined purchases.
- Citi Double Cash® Card. Our pick for: Simplicity. NerdWallet rating. Apply Now. Read Review. Rates & Fees. CARD DETAILS. Rewards: 2% back on all purchases: 1% when you buy them and 1% when you pay them off.
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card. Our pick for: Strategic shoppers. NerdWallet rating. Apply Now. Read Review. Rates & Fees. CARD DETAILS. Rewards
Sep 6, 2024 · Major stores that offer store credit cards include Target, Walmart, Amazon, Home Depot, Best Buy, and Costco, among many others. In fact, 12 of the top 25 retailers offer store credit cards, which are credit cards that can only be used at a particular store or group of affiliated retailers.
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- What to Look For in A Credit Card For Department Stores
- Best Personal Cards
- Best Business Cards
- Final Thoughts
Department store credit cards or store credit cards, like those issued by Comenity Bank and Synchrony Bank, are an incredibly siloed bucket of financial products. In most cases, store credit cards are operated under a closed-loop system, which basically means you can’t use the card outside of the store. For example, the Kohl’s Charge Cardcan only b...
U.S. Bank Cash+® Visa Signature® Card
The best credit card for department store purchases is also one of the most surprising ones, at least in the landscape of points and rewards. With the U.S. Bank Cash+ Signature card, you will earn 5% cash-back on 2 categories you choose for the first $2,000 in combined eligible purchases each quarter, 2% cash-back on 1 everyday category, and 1% cash-back elsewhere. You’ll also enjoy a nice welcome bonus and some basic perks. And while the list of 5% cash-back categoriescan change a bit over t...
Citi Double Cash® Card
The Double Cash card is one of our favorite credit cards because of its ability to earn 2% cash-back (1% back when you buy and 1% back when you pay). Earning 2% cash-back is tracked as ThankYou Points — that’s a 3.2% return on spend! Normally, earning 2% cash-back is nothing out of the ordinary, but the Double Cash card’s ThankYou Points can be transferred to limited travel partners, which can drastically increase the return on spending that you’d get. The main drawback of this credit card is...
Chase Freedom Unlimited®
The Freedom Unlimited cardis actually our #1 recommended personal credit card for everyday purchases. That’s because the ability to earn at least 1.5% cash-backon all purchases is noteworthy. The card will earn you up to 5% cash-back in the following earning structure: 1. 5% cash-back on travel booked through the Chase Travel portal 2. 3% cash-back on dining and drugstore purchases 3. 1.5% cash-back on all other purchases The story gets even better here because if you have an Ultimate Rewards...
Every business is built differently. If you routinely make trips to department stores for business purposes, such as shopping for client gifts, then you’ll want to make sure that you have the best business credit card available. So in this next section, we’ll walk you through our favorite business credit cards for department store purchases.
When it comes to picking the best credit cards for your department store spending, you have a lot of options. The list of store credit cards is dizzying — but luckily, most of the credit cards associated with a specific store like Macy’s, Kohl’s, and Belk aren’t worthwhile credit cards to hold in the long run. Between the mediocre rewards, high pur...
Nov 15, 2022 · Best credit cards for department stores. U.S. Bank Cash+ Visa Signature Card: Best for higher rates of cash back. With the U.S. Bank Cash+® Visa Signature® Card, you can earn 5 percent...
Aug 23, 2024 · We evaluated store credit cards to determine which were the best store credit cards by category. Learn which merchant credit cards may be right for you
