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Find Illinois health insurance options at many price points. Explore health plans for your family, including short-term gap coverage and more. Get a quote now.
May 22, 2024 · Ambetter offers the best overall and best cheap health insurance in Chicago, with an average premium of $402 per month. Health insurance options and pricing will vary based on your location and other factors. Enter your ZIP code to get started. Compare Quotes.
- Brenna Kelly
Our platform makes finding affordable health insurance in Illinois easy based on your family’s health needs. Browse ACA-compliant plans, compare costs and benefits, and apply online for coverage today.
- How Much Does Health Insurance Cost in Illinois?
- Cheapest Health Insurance in Illinois
- Finding Your Best Health Insurance Coverage in Illinois
- Are Health Insurance Rates Going Up in Illinois?
- Best Cheap Health Insurance Companies in Illinois
- Cheapest Health Insurance Plan by Illinois County
- Average Cost of Health Insurance by Family Size in Illinois
- Average Cost of Health Insurance by Plan Type in Illinois
- Short-Term Health Insurance in Illinois
- Methodology
The average cost of health insurancein Illinois is $633 per month for a 40-year-old with a Silver plan. Your rate will vary based on the level of coverage you buy, how old you are, how many people you have on your plan, where you live and whether you smoke or use tobacco. How old you areis one of the most important parts of the health insurance rat...
The best and most affordable health insurance plan in Illinois is the Blue FocusCare Silver from BCBS of IL.Silver plans are a good choice for most people because they have a good level of coverage and a moderate price. If you go to the doctor often, a Gold or Platinum plan might be a better choice, even though it costs more each month. And if you ...
The best health insurance plan for you depends on how much health care you need and how much you can spend each month. It also changes based on where you livebecause some companies and plans are only available in part of the state.
Health insurance has gotten more expensive in Illinois. Silver plans, which are the most popular option in the state, are 13% more expensive for 2024 compared to 2023. No matter what plan tier you buy, you'll likely pay more than you did last year. Platinum plans weren't available in Illinois in 2022 or 2023.
BCBS has numerous plans to choose from to help you find the best coverage for your situation, including the cheapest Silver plan in the state. BCBS of IL has great customer satisfaction, too. Aetna and UnitedHealthcare(UHC) are also good choices. Although BCBS has the cheapest Silver plan, Aetna and UnitedHealthcare have overall lower rates.
The 5900 Elite Silver plan from Health Alliance is the cheapest Silver plan in 50 of Illinois' 102 counties. But more than 4 in 10 Illinois residents live in the Chicago area. The best cheap health insurance in Chicago is the Blue FocusCare Silver plan from BCBS of IL. If you live in one of the areas around Chicago, consider getting a health insura...
Adding a child to a Silver health insurance plan raises your rates by $379 per month, on average. But the coverage for a child costs the same amount each month until the child turns 14. After that, their rates increase each year as they age. Adding an adult to your health insurance policy is more expensive, costing an average of $633 per month on a...
In Illinois, you can choose between three types of health insurance networks: HMOs, PPOs or POS plans. HMOs and PPOsare the most common types of plans. HMOs are cheaper but require you to get a referral to see a specialist. You can also only use certain medical offices. Going to a doctor outside the plan's network means you have to pay the entire c...
If you need health insurance for a few months or less, a short-term health insuranceplan could be a good option. Short-term plans in Illinois can't last longer than six months, and you can't continue the coverage once the plan ends. You can't buy a new short-term plan from the same company within 60 days of your previous short-term plan ending. Sho...
2024 health insurance rates and plans in Illinois came from the Centers for Medicare & Medicaid Services (CMS) government website. Using the public use files (PUFs), rates were averaged across a variety of factors such as plan tier, county and family size. Plans and providers for which county-level data was included in the CMS Crosswalk file were u...
Learn about your health insurance coverage options in Illinois - including ACA individual and family plans, small-group, short-term, Medicare and Medicaid.
- You can buy a health plan through the exchange if:[efn_note]“Are you eligible to use the Marketplace?” HealthCare.gov, 2023[/efn_note] You reside i...
- In Illinois, open enrollment for ACA Marketplace individual and family health coverage is from November 1 through January 15.[efn_note]“Get Covered...
- Here are the main ways to enroll in a Marketplace health plan in Illinois: Online: You can sign up directly through HealthCare.gov, federal Marketp...
- Individuals and families have several options to find affordable health insurance coverage in Illinois: ACA Marketplace (HealthCare.gov): The ACA M...
- Eleven insurers are offering exchange plans in Illinois.[efn_note]“2023 Analysis of Illinois On-Exchange Plans” Illinois.gov, 2023[/efn_note] The f...
- Illinois has historically had very little transparency in terms of rate filing details for health plans, and state regulators have not had the auth...
- More than 342,000 people signed up for private health coverage through the Illinois exchange during the 2023 open enrollment period.[efn_note]“2023...
- HealthCare.gov Premium tax credits are available only through the ACA Marketplace. Illinois Department of Insurance The Illinois Department of Insu...
How to apply & enroll. Preview health insurance plans & prices. To preview plans and prices based on your income: Enter your ZIP code and answer a few questions about your estimated income and household members. Get help estimating your income. You'll find health insurance plans with estimated prices available to you.
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May 22, 2024 · Compare Health Insurance Quotes Online. Best Health Insurance In Illinois. Best Illinois Health Insurance (2024 Plans) MercyCare Health Plans offers the best health insurance in Illinois for 2024. We evaluated the top providers in the state based on policyholder age, plan types, claims management and affordability.
