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  1. Meet Pennie. We offer income-based financial solutions to consolidate your debt and lower your interest rates.

  2. Welcome to Pennie! We are Pennsylvania’s official health insurance marketplace and the only place to get financial savings to help lower the cost of coverage and care. Need coverage? Click “Can I Apply” below to learn more.

  3. If you qualify for financial savings, Pennie can help lower your monthly premium and/or out-of-pocket costs in two ways: Advance Premium Tax Credits (APTC) and Cost-Sharing Reductions (CSR). What’s an advanced premium tax credit?

  4. Pennie uses an income number called modified adjusted gross income (MAGI) to determine eligibility for financial assistance. The chart below shows common types of income and whether they count as part of MAGI.

  5. Important Information. To Submit Documents Online. Step 1: Gather your documents. Your notice says what can be submitted. Click here to see the full list of documents we accept. Step 2: Log into your Pennie account.

  6. Pennie has added a new Qualifying Life Event (QLE) for new customers who have an annual household income equal to or below 150% federal poverty level (FPL), who qualify for financial assistance.

  7. A household's FPL is used to determine eligibility for certain programs and benefits, including eligibility for premium tax credits and cost sharing reductions through Pennie, as well as eligibility for Medicaid (Medical Assistance or MA) and the Children’s Health Insurance Program (CHIP).

  8. pennie.com › learn › 1095aform1095-A Form | Pennie

    Your 1095-A tax form. If you received financial assistance to help lower your monthly health coverage premiums in 2023 through Pennie, you must file a federal tax return. Pennie will mail or send all forms by January 31 st – you will need this form when you fill out your 2023 taxes.

  9. pennie.com › learn › faqsFAQs - Pennie

    Pennie is the official online marketplace made possible by the State of Pennsylvania and the top private insurance companies to provide affordable, high quality health insurance plans to Pennsylvanians.

  10. Enroll Home - Pennie. Connecting Pennsylvanians to health coverage. Pennie is the only place that you can apply for financial help to lower the cost of your monthly premiums and out-of-pocket costs for health insurance. LET'S GET STARTED. Browse for health & dental plans. Shop first, sign up later. Register with access code.

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