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- Prior to the ACA, insurers in most states used medical underwriting to determine an applicant's premium and eligibility for coverage. Insurers could simply refuse to sell you an individual market health insurance policy if you had a pre-existing condition.
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Jan 23, 2014 · Far too often before the Affordable Care Act came into effect, health insurance did not provide peace of mind – it provided anxiety, panic, and dread. Up to 129 million Americans – that’s nearly one in two people – could be discriminated against because of a pre-existing condition like heart disease, diabetes, or cancer, or for that ...
Oct 25, 2014 · In August 2008, about six months before debate began in Washington on what would become the Affordable Care Act, 82 percent of Americans were so dissatisfied with the U.S. health care system they wanted it overhauled, according to The Commonwealth Fund, which commissioned the poll.
Mar 23, 2020 · Most health insurance plans have deductibles, an amount that patients need to pay before coverage kicks in. The Affordable Care Act, however, allowed insurers to set deductibles...
- Under the ACA, the uninsured rate and number of uninsured people declined to a historic low by 2016. The number of uninsured people and the share of the nonelderly population that was uninsured rose from 44.2 million (17.1%) to 46.5 million (17.8%) between 2008 and 2010 as the country faced an economic recession (Figure 2).
- Coverage gains through 2016 were largest among low-income people, people of color, and adults—groups that had high uninsured rates prior to 2014—and were particularly large in states that expanded Medicaid.
- In 2017, the uninsured rate reversed course and, for the first time since the passage of the ACA, rose significantly to 10.2%. Groups that saw significant increases in their uninsured rate from 2016 to 2017 include Black, non-Hispanics, children, older adults (age 45-64), and middle-income families (above twice the poverty level) (Appendix Table 1).
- Many remain uninsured are eligible for ACA assistance, but about half are outside the reach of the ACA. Of the remaining uninsured in 2017, more than half (15.0 million, or 55%) are eligible for financial assistance through either Medicaid or subsidized marketplace coverage.
May 28, 2024 · A key goal of the ACA was to expand health insurance coverage. It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental ...
Mar 1, 2018 · Although the details differ, most reforms brought about by the ACA and other efforts in recent decades have sought to reduce costs and improve patient health by expanding access to care, introducing management and coordination of care, improving quality of care, shifting risk from insurers to providers and patients, and shifting care provision f...
Mar 23, 2022 · Before the passage of the Affordable Care Act, getting adequate and reliable health coverage was a challenge for millions of Americans.
