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  1. Apr 4, 2024 · Methodology. ARW Home and Liberty Home Guard are our top picks for Best Home Warranty Companies. Both have good coverage options, national availability, and positive customer reviews. Below we ...

    • How to Read Service Contracts
    • Find What’s Covered
    • Understand Exclusions
    • Ask Questions to The Provider
    • Understand Fee Structures
    • Manage Expectations

    Home warranty contracts will spell out exactly how your home is protected, what is covered, what is not covered, how to file a claim and more. Make sure to read the contract line by line and take notes if needed if you come across a passage that you need more clarification on.

    Your contract will state what is covered and what is not covered. Typically appliances and systems are covered. Systems that are usually covered by home warranties include plumbing, electrical, heating and cooling. Appliances that are usually covered include dishwashers, garbage disposals, ovens and ranges, built-in microwaves, refrigerators and wa...

    Understanding exclusions is important so you know exactly what is not covered. Some warranties may not cover your home’s exterior, floors, walls, windows or sprinkler systems. Some appliances also may be omitted, especially if they are old, installed incorrectly or not well-maintained. Systems and appliances that have endured pest damage or residua...

    Before signing a contract, you will want to ask your provider any questions you have about the warranty plan and its coverage. These can include the following questions: 1. How soon does the home warranty coverage start? 2. Are pre-existing conditions covered? 3. Are there limits on the amount of appliances or systems? 4. What is the dollar amount ...

    The majority of home warranty companies will provide a few different plans with varying levels of coverage and costs. This can also include a service fee every time a technician is called to your home, as well as any add-on options that you choose. Some companies may allow customers to customize their premium and service fees depending upon a predi...

    Reading through your contract can help you manage expectations. You will find that there are limits to what a company will cover and in what situation for your home. It will also mention what the contract does not cover in your home. Typically, customers can still upgrade their coverage, during a set period, if they find that the coverage they purc...

    • Liberty Home Guard: Best overall. Liberty Home Guard. 5.0. Read review. on NerdWallet. NerdWallet rating. Monthly premiums. $50 and up.
    • American Home Shield Home Warranty: Best coverage. American Home Shield Home Warranty. 4.5. Get started. on American Home Shield's website.
    • Choice Home Warranty: Best for high coverage limits. Choice Home Warranty. 4.0. Get started. on Choice Home Warranty's website.
    • First American Home Warranty: Best basic plan. First American Home Warranty. 4.0. Read review. on NerdWallet. NerdWallet rating. Monthly premiums.
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  3. Apr 25, 2024 · Select Home Warranty: Best Home Warranty Company. Select Home Warranty. Star rating: 4.5 out of 5. State availability: 46 and Washington, D.C. (excludes Idaho, Nevada, Washington and Wisconsin ...

  4. 5 days ago · The best home warranty companies are Liberty Home Guard and American Home Shield, based on our extensive research of 57 home warranty providers. A home warranty costs $690 annually on average, or $43-$62 per month, depending on your plan and coverage. Our home warranty survey revealed that 92.7% of policyholders were satisfied with their home ...

  5. May 14, 2024 · We picked the best home warranty companies based on coverage options, rates and other factors. Updated Tue, May 14 2024. Ana Staples @in/ana-staples-39054715a @Ana__Staples.

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