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  1. Dec 4, 2018 · Yes, money market accounts are insured by the FDIC (Federal Deposit Insurance Corporation) up to the legal limit of $250,000. Note that this limit applies on a per-depositor, per-bank basis.

  2. May 20, 2024 · APY. Minimum Deposit. Discover® Online Savings. 4.25%. $0. Data source: Discover. You can find accounts offering a higher APY, but Discover's savings APY is definitely a competitor with the best ...

  3. Dec 20, 2023 · The Ally Bank high-yield savings typically comes without any fees. There are no monthly maintenance fees, no overdraft fees and no charges for surpassing the withdrawal limit of 10 transactions per cycle. However, there are a few costs to keep in mind: Outgoing wire transfers - $20. Expedited check delivery - $15.

  4. Aug 2, 2023 · All of the MMAs included on this list are FDIC-insured up to $250,000 per person. If you are opening a joint account MMA, the insurance limit is doubled. The rates and fee structures banks ...

  5. May 13, 2024 · Open Account. SoFi Checking & Savings - Earn Up to $300 When You Set Up Direct Deposit. Earn 4.60% APY 2 and collect up to a $300 cash bonus with direct deposit or $5,000 or more in qualifying deposits. 3 FDIC Insured. Open Account. Barclays Online Savings - 4.35% APY4.

  6. May 20, 2024 · 4.25%. $0. Data source: Capital One. This Capital One 360 Performance Savings account offers a generous 4.25% APY, which matches it to some of our other favorite high-yield savings accounts. Plus ...

  7. Apr 28, 2019 · 800-836-1997. 5 East 42nd Street. New York, NY 10017. EmigrantDirect is an online division of Emigrant Bank, an institution established in 1850 and headquartered in New York, NY. As an internet-only bank, EmigrantDirect offers its customers quick and safe access to their funds at any time through online banking.