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  1. Shelter Insurance® offers affordable and reliable coverage for your car, motorcycle, boat and road trip. Find an agent, get a quote, or learn more about safety tips and buying a new car.

    • Get Protection with The Home Insurance Coverage Options You Need Most
    • Types of Coverage
    • Additional Coverage Options
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    Shelter provides a variety of home insurance coverage options. Learn what comes with your home insurance policy, and what additional options are available. If our home insurance policy isn't right for you, consider our dwelling insurancepolicy instead.

    Dwelling

    Dwelling coverage applies to your private residence and any building structures that are attached to it. It also covers 1. Outdoor equipment permanently attached to your home and used to service your residence and its premises. This includes 1.1. Heating systems. 1.2. Cooling systems. 1.3. Water heating systems. 1.4. Water softeners. 2. On-site construction material you plan to permanently attach to your residence. 3. Working outdoor antennas or reception dishes.

    Other Structures

    Other structures coverage applies to structures that are permanently attached to the premises, but not to your dwelling. Examples include fences and sheds. This coverage doesn't apply to outdoor radio or television equipment or structures that are used for business purposes.

    Personal Property

    Personal property coverage applies to the contents of your home and other structures. If your property is somewhere other than where you live – like a vacation home – it will still be covered (although at a reduced limit). For property that has a special value or is unique, we provide special coverage limits. Property that falls within this category includes 1. Money, bank notes, bullion, coins, and medals. 2. Securities, stamps, tickets, deeds, and passports. 3. Jewelry, watches, furs, and g...

    The following coverage options can be added to your home insurance policy: 1. Certain businesses located on your premises 2. Certain farming activities 3. Additional premises 4. Earthquake damage 5. Protection from inflation, ensuring your home's insured value is as close as possible to its restoration cost 6. Increased personal computer coverage 7...

    Learn about the types and options of home insurance coverage offered by Shelter Insurance. Find out what is covered and how to customize your policy to fit your needs.

  2. When it comes to insurance, assumptions can cost you. Take some time to read your policies and learn about how insurance coverage works. Test your current knowledge with this quiz.

  3. Find a friendly, professional Ohio insurance agent to serve your insurance needs. We have more than 1,400 insurance agents in 14 states.

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  5. Jan 2, 2024 · Shelter is a Missouri-based insurance company that offers auto, home and life insurance policies in several states. Learn about its coverage options, discounts, ratings and complaints.

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  2. Compare 2024 plans & pricing. Starting @ $45/month. Enter zip code to start free quote. Quick & easy car insurance quotes for Ohio drivers. Find a lower price in minutes!

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