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Act of God
2009
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In legal usage in the English-speaking world, an act of God or damnum fatale ("loss arising from inevitable accident") is a natural hazard outside human control, such as an earthquake or tsunami, which frees someone from the liability of what happens as a result. An act of God may amount to an exception to liability in contracts (as under the Hague–Visby Rules), or it may be an "insured peril" in ... Wikipedia