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  2. What's your reason for mortgage refinancing? Maybe you want to lower your monthly payment, change the loan term, get a lower interest rate, or tap into your home equity for other expenses. If you extend your loan term, you may pay more interest over the life of your loan. Why refinance your mortgage >.

  3. Jan 4, 2024 · Pros. Offers online mortgage applications that can be completed in around 30 minutes. Has numerous mortgage centers where borrowers can apply in person. Offers a wide range of rate-lock options...

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