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      • A certificate of deposit (CD) is a type of savings account that offers a predetermined interest rate in exchange for the saver not requesting the funds back for a fixed period of time.
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  2. May 18, 2022 · A certificate of deposit (CD) is a product offered by banks and credit unions that provides an interest rate premium in exchange for the customer agreeing to leave a lump-sum deposit untouched for...

    • Jason Fernando
    • 2 min
    • Director
  3. A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays interest. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.

  4. A CD, or certificate of deposit, is a type of savings account with a fixed interest rate that’s usually higher than a regular savings account, a fixed term length and a fixed date of withdrawal,...

  5. Aug 27, 2020 · A Certificate Deposit, or CD, is a special type of savings account offered by banks or credit unions. You generally must keep your funds in the CD for a specified period of time to avoid penalties. Tip Select your CD maturity date based on your expected needs.

  6. Mar 23, 2022 · A certificate of deposit, or CD, is a savings vehicle with a fixed deposit held for a fixed term and yielding a fixed rate of interest. Definition and Examples of a Certificate of Deposit A certificate of deposit is an account in which you place funds and commit to leaving them in the account for a set period called a term.

    • Ashley Donohoe
    • Personal Finance Writer
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