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Cred·it rat·ing

/ˈkredət ˌrādiNG/

noun
- 1. an estimate of the ability of a person or organization to fulfill their financial commitments, based on previous dealings.
- ▪ the process of assessing a credit rating.
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Evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. Wikipedia
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