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  1. Get a free home insurance quote online and work with a Farmers agent to find the right coverage for your property and unique needs.

  2. Farmers. Homeowners Insurance. Protect what matters most with a home insurance policy you can tailor to your life. Homeowners insurance is there to help you ease the financial burden of repairing or rebuilding your home and replacing your belongings after commonplace disasters — a fire, lightning strike, tornado or even a break-in.

  3. Farmers ® gives you multiple options for covering your home and personal property. You can customize your policy to suit your lifestyle and dwelling type: Single-family home. Condo. Mobile or manufactured.

    • Extended Replacement Cost
    • Guaranteed Replacement Cost
    • Building Ordinance Or Law
    • Scheduled Personal Articles
    • Identity Shield

    Your policy sets a maximum cost we’ll pay to rebuild after a covered loss. But costs can change. What if there’s inflation, or a wildfire destroys multiple homes, driving up the cost of contractors? With Extended Replacement Cost, if the cost to rebuild your home exceeds the limit stated on your policy, we’ll pay up to 25% above that limit.

    Don’t worry about picking a limit for escalating construction costs – for covered losses, this option guarantees coverage for the full cost to repair your home, even if it exceeds your policy limits.

    Your policy ordinarily covers repairing damaged parts of your home. But sometimes, building codes will require upgrading parts of your home that weren’t damaged, such as upgrading your electrical panel after a fire in your kitchen. This option allows you to add coverage for upgrades required by law.

    Provides enhanced coverage for specific, valuable personal items, such as jewelry, firearms, or silverware. The insured value of each item is listed, and more types of loss or damage are covered.

    Provides professional services if your identity is stolen. This information provides only a general description of coverages, features, and potential discounts. Not all products, coverages and discounts are available in every state, and can vary by state. Eligibility requirements can vary by state. Coverages and discounts are subject to the terms, ...

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  5. Apr 16, 2024 · Pros. Offers both extended replacement cost and guaranteed replacement coverage, which lets you go beyond your dwelling limit to rebuild your home if building costs exceed the limit. Provides...

  6. Nov 20, 2023 · Farmers home insurance rates are on-par with the national average at $1,845 per year — plus it offers over a dozen discounts to help you save even more money on your rates. In this review. 1. Pros.

  7. Get a Home insurance quote now. Renters Insurance. Your landlord may have an insurance policy, but if there's a fire in your building, that policy may not cover your possessions. That's why there's Renters insurance.

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