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  1. A simplified online application makes it easier to apply for a mortgage refinance with Wells Fargo. Use our refinance calculator to find your rate.

    • Define Your Goals. Common reasons to refinance your home are to lower your interest rate, shorten your loan term, lengthen your loan term or reduce your monthly payment.
    • Check Your Credit. You should check your credit with all three major credit bureaus and your credit score with at least one. You can get this information for free from sources such as annualcreditreport.com and credit card issuers.
    • Search for Lenders. Before you start applying to refinance your mortgage, research lenders to ensure you’ll be doing business with a reputable institution.
    • Get Preapproved. Getting a mortgage preapproval to refinance doesn’t mean you’ll get fully approved. However, if you try multiple lenders and can’t get preapproved with any of them, you might need to improve your credit, increase your income, reduce your debt or build more equity before proceeding.
  2. Jan 18, 2024 · What it's like to apply for a Wells Fargo mortgage 4.5 of 5 stars The bank offers the mortgage technology tools you might expect, from online preapproval to a full digital loan...

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  1. Ads

    related to: wells fargo mortgage refinance application
  2. Take advantage of better rates & shorter terms with PenFed Refi. Equal Housing Lender. Leverage Your Home's Value with our Cash Out Refi Options. Get Started Today With PenFed

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