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  1. Loan Calculator. The maximum interest rate which a credit union can charge is 12% (12.68% APR)*. Most credit unions have loan interest rates which are significantly lower than that and offer a loan interest rebate at the end of the year.

    • Loan Rates

      Credit Union Loan Rates (ROI) As credit unions are...

  2. In a survey of ILCU affiliate credit unions, the average personal loan rate in the Republic of Ireland was found to be 10.59% APR and 12.52% in Northern Ireland. Try our personal loan calculator tool to see how much a loan could cost you.

  3. Credit Union Loan Rates (ROI) As credit unions are independent from each other, each credit union sets its own loan interest rates at local level. The maximum rate which a credit union in the Republic of Ireland or Northern Ireland is permitted to charge is 12% (12.68% Annual Percentage Rate), but in practice credit union loan rates tend to be ...

  4. Use the calculator below to work out your repayments from our various loans. €5,000. 5 years. Flexible Repayments. No penalties for early repayment. Free Insurance. Supporting Local. Disclaimer: The results of this loan payment calculator are for comparison purposes only. The illustration above does not constitute an offer of a loan.

  5. From 1st September 2024, our Personal Loan interest rate is reducing by 1% to 9.99% (10.46% APR). Check out how much you could save with this new, lower rate in our Loan Calculator.

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  6. You can start by mapping out an affordable repayment plan using our straightforward Loan Calculator, then we’ll take it from there. You can also call one of our helpful loan specialists on (01) 299 0400, or speak to one of our team members at any branch.

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  8. Calculate Your Loan Repayments. Apply for a loan today with interest rates that suit you!

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