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  1. A counterfeit or fake card is created through technology to emboss stolen or fictitious card numbers, along with hologram and card issuer images, and magnetic stripes on white plastic. The cards are used for fraudulent purchases or sold to other criminals for their use.

  2. Jun 30, 2023 · Updating the definition of “endorsements” to clarify that it can include fake reviews, virtual influencers, and social media tags. Providing a clearer explanation of the potential liability that advertisers, endorsers, and intermediaries face for violating the law.

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    • Determine if you’re a victim. New account credit card fraud often first announces itself when you get a bill with charges you never made. However, you can detect fraud earlier by regularly checking your credit report.
    • Contact the credit card’s fraud department. Call the credit card’s fraud department and explain that you’re a victim. Request that any fraudulent accounts that you didn’t authorize be closed and the charges erased so that you’re not responsible for the bill.
    • Contact the three national credit bureaus. Freeze your credit. To prevent the criminals from opening any more accounts with your information, place a security freeze with all three credit reporting companies.
    • Get the government involved. File a report with the Federal Trade Commission. File an Identity Theft Report at www.identitytheft.gov or by calling 877-438-4338.
  3. Lock your card immediately and then submit the completed fraud form to us. Locking your debit card blocks new purchases. Locking your card won't block recurring transactions. For credit card fraud, call us at 1-800-955-9060. For debit card fraud, call us at 1-800-978-8664.

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  4. Aug 22, 2024 · Contact your bank or credit union as quickly as you can after you learn of a forged endorsement. You are generally not responsible for a fraudulent endorsement as long as you report it within the period set by state law.

  5. Oct 23, 2023 · Knowing how to recognize fraud and scams as they happen can keep you from losing money and damaging your credit score. But what’s the difference between fraud and scams, and can you get your money back if you fall for either?

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  7. Jul 19, 2023 · Bank endorsements are guarantees from a bank that ensure it will uphold the commitments of its client. Common bank endorsements include banker's acceptances and letters...

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