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How important is car insurance coverage?
Is a car insured or a driver?
Does auto insurance follow the car?
Does auto insurance cover other drivers?
Sep 22, 2022 · Does Car Insurance Cover the Car or the Driver? If you’ve ever borrowed someone’s car, you may wonder whether your auto insurance still applies. In general, car insurance follows the car, not...
Feb 14, 2024 · One general rule that is good to understand is this: in most cases, car insurance stays with the car, not the driver. What does that mean for you? Usually, this means that if you give...
- Mary Van Keuren
Jun 15, 2021 · Does car insurance follow the car or the driver? Generally, car insurance follows the car. That means if someone borrows your car and is at fault for an accident, your policy’s liability coverage will cover them. There are instances when car insurance follows the driver, like when you rent a car.
Mar 29, 2020 · Yes. No. Shop Carriers. However, your insurer may not pay these costs if the driver was under the influence of alcohol or drugs when the accident occurred or if they didn't have a valid...
- Insurance Editor
Car vs. Driver Coverage. The answer isn’t so cut-and-dried. Insurance coverage varies from insurer to insurer and policy to policy, but generally, there are coverages that can follow you or your car.
Yes. No. Shop Carriers. Does Auto Insurance Follow the Driver or the Vehicle? There are many variables as to whether insurance will follow the vehicle or if it will follow the driver....
In general, auto insurance follows the car. However, whether or not coverage follows the car or the driver depends on. The state you live in. Your insurance company. If the driver has permission to drive your car. Coverage also depends on if the driver is listed as an insured on your auto insurance policy.