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  1. Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance. PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash.

  2. May 29, 2024 · Florida minimum car insurance includes liability coverage, which helps cover damages caused to others in an accident for which you are at fault – up to the policy’s limits. However, it does not cover damages to your own vehicle or injuries you sustain in an accident.

  3. What Is the Minimum Coverage Required for Auto Insurance in Florida? According to Florida car insurance laws, vehicle owners are required to have a minimum amount of...

  4. Apr 14, 2023 · If you’re a Florida resident, you must meet these minimum auto insurance requirements to drive: $10,000 in property damage liability insurance. $10,000 in personal injury protection, or PIP ...

  5. Aug 6, 2024 · Yes, you must carry a minimum of $10,000 in coverage in both PIP and PDL to meet Florida minimum car insurance requirements: Personal Injury Protection (PIP) Property Damage Liability (PDL) You may just want to get basic auto insurance in Florida if you don’t drive often and want to save money.

  6. Aug 22, 2024 · Do Florida's required minimums provide enough coverage? Florida’s car insurance minimums are quite low. For this reason, it’s highly recommended that drivers obtain coverage above the state-mandated limits. Low minimum coverage limits may not adequately cover most costs.

  7. Aug 12, 2024 · The minimum car insurance coverage in Florida includes $10,000 for personal injury protection and $10,000 for property damage liability. Florida doesn't require bodily injury liability for the minimum coverage, though getting additional coverage can provide more comprehensive protection.

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