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  1. Take advantage of special rates and offers on Certificates of Deposit (CDs) at First Merchants Bank. Grow your savings with attractive terms and rates.

  2. Invest in Certificates of Deposit (CDs) for stable returns at First Merchants Bank. Choose from a variety of terms and lock in your savings growth.

  3. Need a leg up on saving for a vacation, a down payment on a car, or to jumpstart your 2024 savings goal? Our Smart Saver Certificate of Deposit (CD) special promotion is here to help you prosper! CDs earn higher interest than a regular savings account and can help boost your savings as you work towards a specific goal.

  4. Take advantage of new great rates from a Forbes and Newsweek rated “Best Bank”! Enter your zip code below to see our current Money Market and CD specials, and easily open your account online. Or call or visit one of our attentively helpful bankers today!

  5. Earn interest at a special interest rate and enjoy access to your money when you want it via First Merchants Mobile App, check writing and a debit card. Check Rates CDs and IRAs

  6. Maximize your earnings with our CD Interest Calculator at First Merchants Bank. Determine the potential returns on your certificate of deposit.

  7. Open a CD at F&M Bank and enjoy some of the most competitive CD rates today. Find a local bank branch near you and lock in a CD rate and term that works for you.

  8. Open a personal Checking, Savings, CD, Money Market or HSA account online in minutes, anytime you like! You’ll just need some identification documents and a way to make an opening deposit; our system will guide you through the process. OPEN ACCOUNT NOW.

  9. Loaded with no-fee features like a highly rated mobile banking app, a mobile-wallet-ready First Merchants Personal Mastercard® Debit Card with enhanced security benefits, and access to more than 35,000 ATMs. Open an account online quickly and easily! Compare checking accounts. Savings Accounts.

  10. We offer Certificate of Deposit* (CD) accounts for regular savings, individual retirement accounts (IRAs), and Health Savings Accounts (HSAs) with the following features: $500 minimum opening deposit. Flexible terms starting from just three months.

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