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- Rates range from 7.49% to 24.99% Annual Percentage Rate (APR) 6, which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $16,000 borrowed over 36 months at 12.99% Annual Percentage Rate (APR), the monthly payment is $539.
www.wellsfargo.com › personal-loans
Get an estimate of monthly payments for a personal loan. 3. Repay a personal loan in terms of 12-84 months. Rates range from 7.49% to 24.99% Annual Percentage Rate (APR) 4, which includes a relationship discount of 0.25%. No origination fee or prepayment penalty.
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To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months. Personal Loan Loan amounts from $3,000 to $100,000 with no origination fee or prepayment penalty .
Wells Fargo offers loans from $3,000 to $100,000 with terms of 12, 24, 36, 48, 60, 72, and 84 months. How do I get a personal loan? With Wells Fargo, the whole process is hassle-free.
- Loan Amounts & Terms
- Personal Loan Costs
- Perks & Features
Loan amounts. Wells Fargo offers personal loans from $3,000 to $100,000, making it one of the most flexible lenders in terms of available loan amounts.Loan terms.Wells Fargo personal loan borrowers can access flexible terms from 12 to 84 months, depending on the loan amount. Terms from 12 to 36 months are available for personal loans ranging from...APR. APRs are based on the loan size, loan terms, and applicant creditworthiness, and range from 7.49% to 24.99%, including a 0.25% relationship discount. The most competitive rates are reserved fo...Rate discounts.Applicants with a qualifying Wells Fargo checking account can earn a 0.25% or 0.50% relationship discount by signing up to make automatic payments from their Wells Fargo deposit acco...Origination fees. Wells Fargo does not charge any origination fees or closing fees on personal loans. Personal loan origination feescover the costs of processing an application and verifying the ap...Prepayment penalties. Some lenders charge prepayment penaltiesif borrowers pay off their loans before the due date. Wells Fargo personal loan borrowers don’t have to pay any prepayment penalties if...Payment flexibility.Wells Fargo personal loan customers can change their payment due date by calling customer service.In-person banking.Applying for a Wells Fargo personal loan can be more difficult than borrowing through entirely online lenders. However, borrowers who like to work with local bankers may prefer We...Apr 3, 2024 · Wells Fargo personal loans are good for people who are looking for large loan amounts because loans of as much as $100,000 are available, with payoff periods of 12 - 84 months. Applicants can take advantage of interest rates as low as 7.49% in some cases, too.
- $3,000-$100,000
- 7.49%-23.24%
- 12-84 months
- Pros Low income requirement: $25,000 APRs as low as 6.99% Loans as high as $40,000 Get funded within 7 business days High customer satisfaction No...
- Yes, Wells Fargo does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 poin...
- Wells Fargo 's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Se...
- Yes, Wells Fargo does home improvement loans. You can take out a personal loan from Wells Fargo and use it to pay for home improvement expenses, su...
- Wells Fargo offers personal loans that can be used to finance dental work. Wells Fargo's personal loans offer loan amounts of $3,000 - $100,000 , r...
- No, Wells Fargo does not allow cosigners on personal loans, but it does allow joint applicants. Joint applications enable two people to apply for a...
- Wells Fargo does not offer personal loans for bad credit since the company requires a minimum credit score of at least 660 to get approved. Wells F...
- To apply for a Wells Fargo personal loan, first check for pre-qualification and decide which way you will apply (online, by phone, or in person), t...
- Wells Fargo does not offer so-called medical loans. But Wells Fargo does give consumers four options to borrow for medical expenses: personal loans...
Mar 7, 2024 · $3,000 - $100,000. APR Range. 7.49% - 23.24% Term Length. 12 - 84 months. Bottom Line. Wells Fargo offers unsecured personal loans up to $100,000. Rates are among the lowest you'll find, and...
Jul 15, 2024 · How Much Would a $8,000 Loan Cost Per Month? Wells Fargo’s personal loan calculator shows that monthly payments for an $8,000 personal loan would be $286 to $296 a month, assuming you...
