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  1. Fixed Rates: Fixed rates range from 8.99% APR to 29.49% APR (with autopay). The SoFi 0.25% autopay interest rate reduction requires you to agree to make your scheduled monthly payments by an automatic monthly deduction (ACH) from a savings or checking account.

  2. Get both a high-yield checking and savings account in one easy sign up process. Best of all, you'll earn competitive rates on both accounts- 0.50% APY on checking balances and up to 4.60% APY on savings balances with direct deposit.

  3. Awarded Best Online Bank of 2024, SoFi Bank offers accounts with high APYs and no account, overdraft, or monthly fees. Open a bank account online today.

  4. May 2, 2024 · SoFi Banks combination checking and savings account features a high APY, no monthly or overdraft fees and good remote customer service options.

  5. Dec 7, 2023 · SoFi packs a lot of value into its free bank account. In particular, you may consider opening an account if any of the following describe your situation: You want a signup bonus: If you receive enough direct deposits to qualify for the account's maximum signup bonus, it's an easy one to earn.

  6. Aug 2, 2024 · SoFi Bank N.A.—the banking subsidiary of online financial services company SoFioffers one bank account: the SoFi Checking and Savings Account*. This combined checking and savings account...

  7. Aug 7, 2024 · SoFi Bank Accounts. SoFi Bank only offers a checking account and a savings account, and you’ll receive both accounts in the form of a combined account called SoFi Checking and...

  8. What are the benefits of banking with SoFi? 10 months ago. Updated. Follow. Earn 4.60% APY on your savings & Vaults balances and 0.50% APY on your checking balances¹ (requires direct deposit or $5,000 or more in deposits every 30 days*) No account fees. Unlimited free ATM withdrawals at over 55,000 AllPoint In-Network ATMs².

  9. May 1, 2024 · SoFi Bank is ideal for consumers who are looking to get a competitive yield on a checking and savings account, interested in getting early direct deposit and looking to avoid overdraft fees....

  10. Aug 7, 2024 · SoFi Checking and Savings. Open Account. On SoFi's Secure Website. Member FDIC. 4.50/5. Offer Alert. New customers can earn up to a $300 bonus with qualifying direct deposits!¹. APY. up to...

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